What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

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Just if d the cheapest place you can reasonably be comfortable in. Pay off your debt and start saving now

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Do the*

You could go up to 2k with rent and bills included and still be comfortable, but obviously paying less will free up money to save, travel etc

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Better be using that sign on to pay off your loans
Don’t go over 1200. Will be a challenge but get yourself in the black before you get something nice

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C1 - where in Murray hill to you live? I can DM you if you’d rather! Looking for a place after my lease ends

I would put the sign on into your credit card debt as that needs to be paid of ASAP. I would try to stick under 2k for a room which, if you’re willing to get roommates, is more than enough for a nice place in a decent area.

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Assuming you’re older do 2200-$2400 for a studio. Use your signing to pay off you’re CC debt and cover the security deposit

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I’d go $1750-2000. Ideally 1-2 roommates to get a bit more shared space (studios/1BRs are tough to find in good locations at that price point).

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Pay off the credit card debt ASAP

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No I was including myself in the group of panicked lol

30% rule I guess

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Pay off the credit card debt immediately

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Please

Let’s say I pay off these loans, what would be reasonable on this salary?

OP, age/experience/title?

26, 5yoe, C level

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Depending on how much travel you do. I would go cheaper and get some room mates.

Lu

I make around the same amount and my individual rent is $1850 plus I have one roommate who pays 1750 for their room. I still get to travel and put money away into my savings on a monthly basis. I could probably go even higher by $100-200 and still maintain a very comfortable lifestyle

Where do you live?

Also consider going outside of Manhattan for better value if you're doing heavy travel: lots of options in LIC, Downtown BK, or even Jersey City for the tax savings

You make freaking $138k and you have 15k in loans...do the math...become debt free and then you can spend 2k a year on a spot 🤦🏾‍♂️

A month**

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