Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Does United have something similar to SWUs (American)?? Would trade American for United if it’s similar!

I've saved some money around (60k) and planning to buy my first rental property. But I'm not sure where to start, infact I'm not sure which areas/cities has great potential. Given the current economic conditions/mortgage rates is it wise to invest now or wait until things settle down? Any advice?

Hi tax friends, question for you: if I live in NY and have a business that’s based in NY but received a 1099 form from a job I did in New Jersey. Do I have to file taxes in NY and NJ?

Anyone buying Delta stock during the dip?

Leisure travel is out of my budget, but I have been able to get a large number of travel credit card points to from referring friends after making a Facebook post. That feels like a once and done opportunity. Does anyone here use credit cards to get significant enough points to travel with? Do you have tips on how you sustain the flow of points?

Calling all Loan Originators!!! I've been in the mortgage industry for 5 years now (3 years as a Realtor, 2 as a loan originator).

Last years rates, anyone could have done well. You didn't have to sell a mortgage, people just applied.

With the market where it is today, what are some of you doing to counter the "rates are too high" comment from buyers?

I've gone back to my SOI and have been getting some deals and referrals to keep me afloat but would love to hear some of your Best Practices.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

By this time next week, I will have enough to retire! 😇

Outside 401k if I want to invest in low cost index funds where do i start. Need hands off approach and planning to allocate 50 % of my savings into index funds. Age 33 if that matters.

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

At highest point, I had $315k in crypto. After last 6 months of downturn, Celsius and Voyager, all I'm left off is with 40k. I feel so stupid when I think about it. Original investment of 190k. Lost 150k that I can't tell to anyone, even my wife. I don't want her to go through the same level of dismay as me.

We earn good, have decent cars and home. I know I and my family are going to be fine, but still !!!

Share your investment debacle and cheer me up please...

I’ve got an UTMA account for my kid but would like to buy them Bitcoin as well. Is there a way to buy in their name similar to how you buy stocks in an UTMA for them?

Is buying a home early a smart investment decision?

I’m 21 and grew up in a poor family so I’ve always been extremely aware and conscious about money. I need all the financial advice I can get!

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

What kind of company is best for building long-term wealth?
Public companies offering RSUs, private, etc? Heard private (startups) are risky.

How are people feeling this year? Have you felt the impacts of a recession? Changed your spending habits at all - or still going strong?

Crying for my RSUs….started at my company about 6 months ago and got some RSUs split over 3 years. Turns out the stock price at time of my hiring (which is what was used to calculate the number of shares over the three years) was the highest it’s ever been. Stock price has been cut in half since then, along with my RSU value. 😭 how do I cope?

Anyone here part of any franchises? Is it a relatively passive/sustainable income source in exchange for the royalty fees?

Recently moved from India to US. I have MF investments through an online brokerage firm Finzipp in India. Being in US, i am not supposed to be holding any MF investments in India. How did others manage in similar cases. Did you sell off all your investments?

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

Was the US not founded on a principal of separation of church and state? When and why did we start commingling them together again?

Honestly think religion is a big reason our politics and policies are so backwards.

How is Knowledge management in PepsiCo ?

Happy Wednesday! I am trying to plan with our AP and climate lead on what we can do in distance learning as a school wide event. I suggested we still host our multicultural club assemblies on zoom for the school. Anyone have experience with zoom assemblies to promote a positive climate in DL? Thanks!

Due Diligence has begun and I’m being asked to evaluate whether teammates are performing at or above their level. The thing is, I don’t even know what’s expected of me at my own level, let alone other levels in this firm. Is there a consistent standard somewhere, or is it one of those things that varies by sector / account / team?

Hi! Has anyone know the salary range for a radiologic technologist with <1y experience in New Jersey?! How much should I expect get paid? (In a hospital / medical center)

Job Referral needed:
YOE:3 years
Skills: Core java, Java 8, microservices, rest api, api Testing,Springboot Framework,Data Structure , AWS beginner,Mysql,NoSql, Pega CSA certified,Pega developer, Pega PRPC, Pega Java, Pega security services .
Location:Delhi, Gurgaon, Bangalore
Current Role : Software Engineer - Java developer

Listen to "all I need" by prateek kuhad. Best song. On loop here🤗

Can someone please share what are the clients in Poland? I have an offer for GCP + python, if someone can share some project details? How is the WLB?Larsen & Toubro Infotech

My previous CTC was 22 LPA +1L joining bonus. BORN Group is offering me 28LPA , YOE 7 years in Android. Is it a good offer?

When I’m deep in thought, like trying to write a useful brief, I look depressed and have my head in my hands. I hate open floor plans.

Any female fish in Hoboken area?

How much does EA makes typically?

Hello, im a software engineer with 2 years of experience looking for a job. Any referrals? Thanks!

What is going rate for Associate 1 TAS in HCOL & MCOL?

What is the best answer to Why are you leaving your current organization ?

When are first years starting?

I’m relocating to the Charlotte area soon and looking for a new leadership role (hybrid/remote/onsite). I have over 12 years of experience in corporate management around Supply Chain, Asset Protection, and Project Management. Thank you for your recommendations and referrals in advance 😊

Any recommendations for a barber who's good at styling long beards?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Best dog groomers? I have a german shepherd!

Any recommendations for plastic surgeons in the Charlotte-area? Or any good questions to ask/red flags to look out for?

Where are some good places to work remotely in Charlotte? Also are there any clubs or groups for remote workers here?

moving from west coast and trying to adjust to COL.

how is $172 TC? 5YOE. fair shake?

Alright I gotta say it.. charlottes gym scene is terrible. Where do people go to workout?

Any suggestions for a global manufacturer with a Charlotte NC office or remote corporate positions?

Any recommendations for a restaurant for a work social event? Roughly 10-15 people!

Is anyone interested in taking over the lease for a top floor 3 bed 2 bath, 1500 SQ ft apartment in a newly built complex in Plaza Midwood? The lease runs through Sept 2023. It's one of the nicest complexes in the city, has close proximity to Uptown, and has excellent amenities (e.g. CrossFit style gym, two pools, dog park, on site complimentary cafe, etc.). My unit has an ideal layout for work from home and a huge patio.

Edit: $3,196/mo including valet trash pickup ($35) and pest control ($4)

Does anyone here work for any public accounting firms in the Charlotte area with a decent work life balance? I am looking to go somewhere where I can focus on a few clients for longer periods of time rather than constantly bouncing around. I find it much less stressful to put in longer hours if it's a client that I have been scheduled on long term.

Where is everyone watching the USA World Cup match on Saturday morning?

Best restaurant you’ve been to in Charlotte? Looking for an experience!

What are some good gyms in the city? I like to do a mix of cardio and strength, a pool would be nice but not a must.

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!