Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

How much money do you have saved up?😳

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

Thoughts on btc becoming a new global currency by 2030? Not as optimistic as I once was after seeing all of these countries trying to create their own cryptocurrencies instead.

Porsche IPO worth buying now amid market and economy turbulence?

What are the best ways of tax exemption

How do you and your partner (married or not married) split financials?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Other than Airbnb, what is the best way to find month to month rental options?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

How do you earn $500k and still feel average?

Hi! how long does it takes for non brits to get the work permit sort out? would like to do transfer from continental Europe to London

How can I earn more money as a Oracle Fusion Technical Consultant? Do you guys know way to freelance or something?
Help would be appreciated.

Anyone stay at the Ritz-Carleton in D.C.? I’ve never stayed at a Ritz location so I’m curious to hear what to expect. Will be in D.C. for a conference so my firm is covering the trip.

Last week team dynamics took a turn for the worst (even tho in each retro the team always commend each other, you would think team work is great). Team members get agitated with each other for being slow. Team members coming across rude and brash (the same ones are difficult to get hold to offer support, time is money is what someone said💰, the craziest was the client accidently sharing her whatsapp screen, commenting on people's feedback to what she was presenting OMG 😲 How was your week?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

I’m moving to a new state and know absolutely no one there. How do I go about finding a roommate?

Hey all, I’m considering a position with KPMG’s Deal Advisory / M&A service line as an M. What are your thoughts on 1) work life balance, 2) business outlook, and 3) culture? The salary is very competitive.

Looking for part time /remote BI analytics assignments in Atlanta report /dashboard development using Tableau Cognos or power BI

Anyone have any recommendations for an affordable (10k or less initiation fee) country club in GA? Don't mind at all if it's a bit of a drive from Atlanta proper. Just looking for an oasis away from the city life.

Hi All,

I got offer from IBM. My DOJ is December 14th 2022. I am a UI developer. i want to know what is the bench policy in IBM. Do we get projects. How will be the client interviews?

Switching to PWC. Is this a good move? 30% hike. Currently in tech consulting(big4) to Risk Consulting- DnA (PWC). Yoe-3yrs Cctc-10lpa Pwc EY KPMG Deloitte PwC How is risk consulting in Pwc

Hello all,

Can anyone please confirm the compensation structure at PwC AC/SDC? Like Fixed+var etc..and how much is the average range for each component? I'm looking for ERP technology.

I hope Ac and Sdc are same?

Hi Fishes, Just wanted to know what is the salary band of associate 2 in Tax profile? Location is either Kolkata or Bangalore or Hyderabad.

I’m 6 month pregnant with a good amount of lower back pain that gets worse with standing and walking. Insanely, I’d like to take my 2 older kids to Disney before the new baby arrives. Has anyone been to Disney Land (CA) and Disney World (FL)? I’m curious if Disney Land being smaller would be less walking and possibly a better option.

What’s the standard RTO (return to office) plan for MBB as of now?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here