Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I have two offers on the table: One in Los Angeles, CA for $145K and another in $120 in South Fl. I live in Atlanta, I’ll have to move, which would be a good option?

Personal finance book recommendations?

Which is the safest ELSS fund ? I want to invest to save my taxes and not looking for any profits but just want to be on a safer side and consume the entire amount of 80C , so please suggest.

Anyone has experience in investing through Angellist?

So let’s say I meet my FIRE number but all my money is in retirement accounts....how do I retire early? By early I mean like late 30s early 40s. Wouldn’t I pay a penalty?

Hey guys serious question,

I forgot to avail HRA to my previous employer. Can I claim in while filling ITR? Current employer only taking HRA from doj ,reply plox

Hey ATL fish, is there a negative connotation to Chamblee vs Brookhaven. From a home buy perspective, I am seeing better deals, newer homes in Chamblee. Both are ITP. But I get the sense that Chamblee has a "working class" element to it, especially with respect to Buford Hwy corridor. Any thoughts?

Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

Georgia commercial real estate attorneys:

If a party enters into a PSA to buy real estate with knowledge that the Seller is already under contract to sell to someone else can the party take title free and clear of the earlier PSA (neither buyer has closed yet or recorded yet). This comes up because we are always arguing with sellers that if they sell the property to someone else in breach of the PSA and we can’t get specific performance as a result then the buyer should (continued in comments)

Anyone feels like they are earning more, spending more and worrying more?
#financeinsingapore

Are all big 4 401k match as much of a joke as deloitte’s? Maxed out contributions this year and they are matching a whopping $900

Should I consider saving 401K at over the limit? Like post tax 401K? Are there better options to save instead?

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

What are people’s thoughts on coinvesting in your fund? My fund is offering this and I need to decide. I’ve never done anything like this before, and I’m also looking to buy a house so I had been saving up cash for that.

Does anyone know of any resources to learn more about wills and trusts, bankruptcy (consumer and business) as well as tax? (IRS or EDD). I’m in California if that helps. Thanks!

Hi I have a series I (inflation) bond question. I have a bond that was issued on 12/1 but I don’t see any interest payments yet. I thought that they would be paid monthly. I am worried that I may have misunderstood the product. I understand the three month penalty but I figured that would be assessed when I sold the bond. Anyone have any advice?

New to this... I have a decent amount in cash ($100k, about 10% of my net worth) that has been sitting doing nothing. Crazy to buy 1 BTC at current prices? Trying to diversify, don’t mind holding

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Did my taxes today and owe a whopping $7k just from income. Apparently my wife’s employer didn’t hold enough taxes (my w2 was fine). How can I make sure that doesn’t happen again?

And/or place to trade them? Thanks for the advice.

Hi Fishes,

I got email from LTI "Thank you for applying to LTIMindtree and going through our complete selection process" on 27 Sept but after 1 week I follow up on offer letter she said my approval got rejected due high expectation (35% hike ). We re-negotiate at 6 Oct (30% hike). Now they will release offer letter or not ?

Hi fishes,

I am a deputy manager with 8 years of experience in retail banking operations with 5.64 CTC, now HSBC global services is offering me 70% increment however the designation will be assistant manager. Should I take the offer? Would downgrading my grade be a mistake? Please suggest.

What is the worst thing an associate could do to piss you off?

Hi Guys,

Not a check-in, need some help and guidance. So I am 26 years old guy, weight is 76kgs. But I look like my weight is around 85kgs (that's what my friends told me).

I want to lose weight and fat, target is between 65-70kgs.

I was thinking to do jump rope and do some strength training at home (I have dumbbells) and eat little less.

Please advise what routine should I follow to lose weight and fat? Is jumping rope enough to achieve the target?

Thanks a lot. ❤

What is maximum salary cognizant can offer for 9+ YOE??

anyone have ENT specialist recs?

What are marketing senior managers making? I’ve been with the firm for a while but feel like I’m below the average and not getting rewarded for tenure.

Need 11 likes for activating DM, please help.
Thank you :)

Is there a way to know your business unit prior to joining in techM?

Toughest interview questions you have faced?

Men of FB, how did you girlfriends / wives sex drive change with age?

Having 7.5 yoe with Java spring hibernate, springboot as tech stack, Which one to consider blackrock as associate with 25.5 lpa as fixed plus 2.5 as variable or Nagarro as staff engineer with 30.5 fixed plus 1.5 variable
Both gurgaon

Can anyone share what package is offered for Data Resercher 1/2/3 or Data Analyst Post ? S&P Global
Grade 7
Fresher

Assuming a firm does not match or rematch the DPW rates. Does this strongly influence candidates preferences to work for a particular firm or when comparing two job offers? In a candidate driven market, curious whether the salary wars have much of a bearing!

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Best app to track expenses?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Can any one tell me, how to invest in quant mutual fund through it's website?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.