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If you stay more than a year you don't need to return anything. And for this CTC, you will get 98k-100k take-home(if EPB per month is 60%)
Without EPB? what would be the in hand
How much yoe ? And band they are offering?
Around 90K including variable payout
Less than 90k or more
May be around 92-93
You work in hcl which location
Yes, HCL Bangalore