How can job seekers vet potential employers based on which health insurance carriers they use/offer as part of benefits package? Thank you.

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Many large companies are self-insured and use the carrier more as a Third party administrator of their insurance. So not sure how helpful it will be to know which insurers they use.

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Thank you very much. I would like to stay with a carrier accepted by Stanford Health Care and last year they failed to reach an agreement with Blue Shield / Blue Cross. Stanford is not currently accepting carriers from the health care insurance exchange so I'm looking for employer-sponsored coverage they accept. Ideally I will only apply to these employers. Hoping this explanation helps me and others.

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Asking the recruiter for that information. They can always provide.

You may also find the company specific costs on Glassdoor or even connecting with an employee on LinkedIn.

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Thank you very much!

Great question! If I had multiple offers I think that could make a difference in a split decision. I would be interested in what the deductibles and copays would be. I would be happy to learn more on how you would compare my carriers. Please keep sharing any insights.

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Thank you! I've had long experience (33 years) with a single employer offering UHC with UMR as a third party administrator (and Kaiser, which I've never chosen). The benefits have been amazing but I think that's a function of the plan more than the carrier. My campus had a teach-down and after three years of that, my job there is concluded as of 2/28/25. I'd be happy to compare your carriers.

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