How do I spend $20k for Amex platinum bonus? Any ideas will be appreciated.

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Overpay taxes, pay for a group and get reimbursed, pre-pay insurance...

You shouldn't get the card if you can't think of how to spend $20k. Wait until a large expense comes up.

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Buy a watch

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Maybe do this before signing up for a card with a $695 annual fee?

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Take everyone you know out to eat at a nice steakhouse

Prepay phone bill, property tax, homeowners and car insurance for the year.

Bought this coin for $30k but at last minute they refused to accept the CC. So now I have to figure out another way.

There are certain bank accounts you can open where you can make an initial deposit online using cc. Some have small limits, some allow upto 15K. 😉

Which one?

Also depending on your situation, you can pay estimated taxes! It is relatively cheap!

Google "manufactured spend".

Idea: Buy some fully refundable first class airline tickets. You can cancel them later once you've hit the spend threshold after buying other things. Double check if this work for amex.

Yes- they will claw it back at any time the card is open

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Any other suggestion guys?

I unfortunately don’t think it’s the right card for you at this moment if you still need additional suggestions. I would wait until a later point in life where you have larger bills and higher spending activity.

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