How do you get a discount on personal Amex card annual fee with a corporate Amex? Heard it’s possible.

Coin a buy ?

Long-term disability on H1B - Yay or Nay? Lots of online forums say, visa holder will be out of status for major part of LTD and thus it makes no sense to buy

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

PLTR calls? Bad week for them as they fell under ‘meme stocks’ some places. Thinking of $33 for 2/19

Cutting over from QB to NetSuite, what's best practice to clear out retained earnings from historical QBs so NetSuite doesn't double book?

Hi Fishes,
Need help with a tax query.

I am earning 85k/month now. Thinking to purchase a land of around 15L, not just for investment but to build our own house on it in future.

Though I can somehow manage it without taking a land loan. But I was wondering if I can take some to avail tax benefits.

So my doubts are - Can I avail tax benefits (like home loan) before construction? If I take the loan just to enjoy tax benefits then how much loan should I take at most? Have only ~68k EPF in 80C

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Client referred me to thier mother. Has $68k coming due in cds and wants income. Money is qualified. Refuses stocks. Wants some money short term. Any ideas?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

As a transactional lawyer, is it safe to use a robo investment service like Betterment or can that raise securities issues?

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

Would you move to a more expensive 1 bedroom apt in the city (upper west side), or stay in your 1 bedroom apt in the burbs of NJ, with lower rent and just invest in buying a luxury car instead?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

I am expecting an offer from Master Card for Senior Software Engineer position in O Fallon MO. Please let me know what kind of base salary I can expect with 11 yrs experience . I don’t wanna undersell but also trying to avoid being aggressive but quote a decent number which will be achievable. Any suggestions will be appreciated. Is 125k $ base a fair value for or I can pitch higher? They have a 15 to 20 % bonus on top of base pay and a 10% match on 401k which the recruiter keep highlighting.

Do you use a roth or traditional 401(k)?

Sharing some positive vibes! After getting a massage and a haircut, I felt so much better !!! Making small changes everyday!

Are private equity operating roles considered respectable and prestigious in the buy-side space? What does the compensation look like for an associate at a LMM firm?

How is Data services (DATA) BU at LTI? Getting designation for Senior Data Engineer.

Did PwC increase their payscale in UAE?

Is Saturday working for ICICI Software Dev team?

Can anyone give salary insights for IR / PM / Client relations roles for associate positions? (All in, bonus/base) if personal experience, please state the type of firm! TIA!

Does your school allow you to send out a supply list? I have to buy all the student supplies for my SPED classroom.

Hi Fishes,
I have an offer with IBM for 13 and with other small company with 15 . Can I renegotiate with IBM ? Do they revise ? Any past experience ? I am interested in joining IBM only.

Hello 👋
I need to choose between Brillio, Tech Mahindra and Deloitte.

Brillio : 15 fixed
Tech Mahindra : 15.4 fixed + 1.7 variable
Deloitte : 13.7 fixed + 10% variable

Can someone please provide insights on what to go for based on their experience? Considering various scenarios like hike I may receive in future.

Can applicants actually be rejected from an Emba given how hard schools push this

Im a rising junior and finding a lot about recruiting process lately and I applied for few internships as well. I heard people say to practice 25 cases. If so, am I already late? Do you have any advice on how i should manage my time preparing?

Does dealing with USCIS put anybody else into a state of depression?

My work quality is slipping due to brain fog and mental health issues and I don’t know how to address it with my firm or who to go to. I was considered one of the best associates in our practice group, but now it can take me 3-4x the time to write an average brief. I can’t seem to think and organize my thoughts any more. This is incredibly scary bc obvi, that’s what this job is all about. I’m in IP litigation at a V50 firm and a mom. Do I raise it with partners and how?

Extension of Marriott status!! Rejoice!

Amex Platinum or Chase Sapphire?

I am sick of seeing these SPG Marriott posts!! Can we talk about something else for a change?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Best Hyatt in Hawaii (ideally Kona or Maui)?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

What’s the best points system for people traveling in Canada? So far I only use Bonvoy and Aeroplan.

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Does anyone know when the SPG Marriott finalization will be complete? I merged my accounts, but right now you need to earn platinum by meeting either or, not by combined nights for the overall program. Thanks

Anyone know if Hyatt can do a status match with Marriott??

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

Flying Qantas (One World). Will the segments count towards my AA status?

I don’t drive. Does that limit my activities if I am traveling to Hawaii ?

"How many points?"
I'm new to all this. Beyond all the humor is this actually commonly done ? What's the process and way to go. Real examples please:)

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

Has any one worked as analyst at P&G before, just was wondering how is the work load?

How do you ask for points?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Best way to cash $2000 in visa gift cards?