How do you use your $120 Dining Credit for amex gold. Seems very limited

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If you have trouble using it, the card is not for you. Amex is all about the coupon book style.

As far as your question, I believe people mainly use it for Grub Hub or Shake Shack. I agree it is very limiting and another reason why I won't get the card.

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I’m kinda shocked by the comments here. I view the Gold as a no brainer since I spend at least $20/mo on Grubhub/Uber Eats anyway.

It’d be next to impossible for me not to use it.

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Same way I use the Uber credit. Order food for pickup that I was already doing either on seamless/grubhub. One lunch per month covered

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It’s not 100% covered. But it’s subsidizing a purchase I was already having to make. Which is what makes the card a $10/year card when looked at that way

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I signed up at 250 annual fee but getting 90k points after meeting minimum requirements

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Yet to find a use case for it

If you have prime you can get GrubHub plus for free and that helps knock down fees a bit. Generally agree though it is pretty much useless and you should value it at 0 when deciding whether to keep the card

can you use grubhub promo codes on pick up orders (i know uber eats or post mates doesn't allow, so im trying to see if grubhub would be better for me overall)

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