How much could a brand new home depreciate in value if we don’t get that soft landing? In Phoenix if that matters.

Hi,

Two weeks back i got a mail saying that i have been selected for legato. Till now i have not received any offer letter. Can anyone please suggest me what should i do or whom should I contact?

My Dad has over 28 years of experience in Managing accounts and Finance of various companies. He’s really struggled a lot to get where he is right now. His current company is facing financial difficulties- anyone who can refer him for any Finance and Accounting senior opportunities in Dubai - please help. Literally crying for help.

Hi Fishes, How long does it take to finish the BGV at Amex? Do they call or email for any information? My DOJ is next week and has heard nothing from them yet.

Please suggest what to do.

What is the process involved in Onboarding? Have not received a laptop either.

@American Express

Anyone up for grabbing a drink tonight ? Plano, Frisco?

Do people know if the big 4 are all wfh and onboarding that way as well? Or have they started setting return to office dates?

I’m seriously contemplating taking a software development boot camp. For those who hire new software developers, does it make you stand out if you get your certificate from a university instead of a coding academy (like coding dojo or something)? I noticed the universities are a bit more expensive but is it worth the price to have a university on your resume or does it not really matter?

Has any tried to do learning pods for virtual learning? How did you set it up and how is it working out?

Starting a new job as a Merchandising Coordinator for a large food/sales company soon… no experience in merchandising, just customer service. Any advice???

To add tables of contents to long agreements or not?

Any good wedding ring sources aside from Blue Nile?

Can anyone refer me to an onsite role in uk,australia,canada or germany. I am a senior java developer with 6 plus years of experience

Can anyone provide a link or resources for best recommended resume templates for product managers trying to get into FAANG companies? Thank you!! 🙏🙏

PwC India and PwC US

Which is better?
What are the advantages of joining PwC US.

Please help me to understand it

Hi guys... any idea how long
IBM takes to release offer letter after tells you to fill forms for the offer??
My HR told me he ll give in 2 days. Yet to hear from him though after 2 days.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

How much is 2k a month for a house payment? What size loan would I be able to get?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

What is the most difficult part of buying a home for the first time?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Thinking about using my VA loan in a few years. Any advice?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

I'd like to buy, but the market is absolutely atrocious currently