Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

I have a 401k and A Roth IRA but I’m not active in my investments. What are some good sources to get started to understand personal finance and investing?

My firm doesn’t match my 401k — still worth opting in?

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

So are there any members of this thread that manage retirement plans?

For those that are maxing out their 401(k)s, Roths, etc, what percentage(s) are you contributing every pay? Please list % and salary for reference.

Analysts seem to like TJX but looking at the long term debt/equity I can’t get comfortable. What am I missing?

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

Who else is buying?

New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

When there is FUD you buy

Any insight into the vibe at Fishawack health agencies near Philadelphia?

I messed up my screenshare in a meeting with 2 colleagues and showed my personal email that had scheduling info for my onsite interviews with another company. I closed it but it was up long enough for them to see it. Now they both pretend like they saw nothing and I felt panic for some reason. How were your experiences when letting it out the bag early like that?

Wish they'd do the behind the scenes bit before showing previews for the next week. I don't want to know!

Hello everyone, I am new the community , I have my own consultancy firm based in Abu Dhabi and looking to partner or follow rate with others to expand my client reach. My focus is in digital transformation, organization. Change and learning and development

Hi Fish,

Anyone interested to move in Product Management domain and looking for career direction and coaching, DM me.

I am happy to help you for Mock interview preparation, Resume Building and referrals.

Building Product Manager.

Can someone help me listing companies which have any sort of reimbursement policy or support (eg. Sabbatical) for employees who wish to opt for further studies? Full time or part time
TIA

What is the best tech stack that a BA or PO should learns, to keep updated with current market and will be helpful for having a strong future.

Thoughts ?

Looking to pivot my career and explore opportunities in the tech world, specifically in product management. What are the best Product Management courses/programs available?

Does anyone at ZS know when we will be finding out our bonuses?

Hi! Anyone looking for contractors for a few advisory calls?

I have a interview coming up for a Program Manager Role and curious if anyone here is a program manager and wouldn’t mind sharing their Salary and top 3 responsibilities. I want to make sure I am being compensated fairly.

Freelance comedy director recos? Non-union. Not looking for a prod co, just a director. Dialogue, quirky performance, not obnoxious or physical comedy. Ideally looking for someone with musical elements on their reel. Thanks!

How do I sell a product which is not required in the market right now but would be really great in the future (software). Having lot of troubles getting meetings

Where does the Customer Insights and Growth sit within the organization? What roles do folks there do? And how does the career track look like?

I am a Client Executive with 7 years in the industry and 5 years of HR experience prior to that. I make 60k, am I underpaid?

Hi UX designers, how would you test a signup and onboarding flow/design to measure for task completion to validate the design before handing it over to the dev team?

Thanks!

Does anyone use Fundations in 1st grade? We are piloting it in our district as a tier 1 for all kids as our daily phonics program. Trying to figure out how to set up classroom w/ all individual tools?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Any recommendations for buying agents in Massachusetts?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

How much is 2k a month for a house payment? What size loan would I be able to get?

Is buying fancy condos with high HOA(>$1k) worth it?

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.