Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

What is your feeling about buying a 3BHK house on Sarjapur road for investment

Has anyone recently bought one anywhere in Bangalore primarily for investment purposes?

Any thoughts/ideas/help appreciated

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

You will attain more happiness, freedom and feel wealthier by controlling your desires more so than your income. When you learn how to be satisfied, you will attain a more true wealth.

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Thoughts on purchasing leads?

What is the *prime* amount of money to bring you happiness?

Is ARKK still a good ETF to invest in?

Pros and cons of moving to wealth management under someone like Morgan Stanley? I’ve got about $300K in non 401K equities, mostly VOO, but a lot of individual positions as well, and have always enjoyed managing my money. But curious about perks like free Amex platinum and enticed about the idea of spending less time managing myself.

Any banks still issuing phones / blackberries ?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Recently moved to Denver, and may be sticking around for good. Planning on buying in the next year or so, and some of the suburbs off 25 and south of 470 have caught my wive’s eye. Thoughts on Douglas county (or specifically castle pines, Parker)?
We’re a mid-30s couple, with a 4 y/o, so for priorities: schools, (hopeful) resale value, and activities for our daughter and family as a whole. Any advice or alternatives would be appreciated!!

How can we redeem American Airlines miles on Qatar?

Any Alaska Airlines challenges going on now? Or do they match status?

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

Roaches at Adolphus Dallas. They sprayed the place but I found one in the AM again. Ugh - just one more day.

Fishes Anybody joined wipro from a contractor to permanent hire? What is the process in getting converted ? NoC needed from vendor payroll company?or automatic conversion if management wipro needs it?pls throw some light

Anyone in TAAG? How are the hours? Have you seen anyone transfer from TAAG into core FAAS?

Does anybody else think that the Wharton Slack & Discord groups are kinda quiet/inactive compared to admit groups from other schools?

Any opening in accounts and finance

Why for Account Management there so many interviews?? why 4 or 5 rounds??? It is only sales???

Hello Fishes, Please help me in understanding the health insurance policy at Nagarro. Is spouse and parents by default enrolled in the default 3 lac amount? If not, what’s the premium amount I need to pay?

Expected Salary for SAP Manager in Canada? Have interviews with Deloitte, EY and PwC lined ip? But being from US want to understand the ceiling in Canada not not sound rediculous and not get a second round

Anyone here from NYC? Be cool if there was a meetup.

A little late here, but any suggestions/recommendations or watch outs for an automatic standing desk preferably with charging attachments? Looking to invest in a decent one around $2-300 !

Considering accepting a fully remote role and living in different cities for 6+ months at a time. Anyone else do this and have experiences to share?

Need your suggestions
I got offer from product based company and intiated notice period in TCS. Now manager is saying he'll intiate on site opportunity for Mexico. And asking to revoke notice only after official confirmation for Visa. What should I do now.
Offered CTC -9.3lpa
Cctc 3.6Lpa

Hi Fishies, I’m 32yrs old and went with IVF due to male factor. I had 5AA t/f(modified FET) on 11/07, today (11/16)I had blood work, nurse told HCG level is: 168.5, and will be checking again on 11/18, to see if HCG is raising. Is this good value? This is my first time IVF , little worried but again not keeping many hopes and become depressed I’d something goes wrong. Meanwhile trying to stay positive as well.

I always thought of Oracle as the evil empire, but for real, what's it like working for them?

Found an attractive posting and I don't want to pass up something good over an opinion I formed as a high school linux geek.

Thinking this is the year i iA find someone, prayers for all of us single 🐟 wanting to take that next step!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Is buying fancy condos with high HOA(>$1k) worth it?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

How much is 2k a month for a house payment? What size loan would I be able to get?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

I'd like to buy, but the market is absolutely atrocious currently

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ