Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

I’ll be a student again so no income and no guarantors that meet income requirement. How do I secure housing? Do landlords take full payment on the lease? Any places that don’t have income verification?

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Is now the best time to get a deal on a new smart TV, or given the looming 2023 recession, are prices bound to dip even further next year?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Am I missing something with Quickbooks? I’ve been hearing a lot of firms use it so I signed up to try it but it’s quite confusing with the trust accounting. Looks like I need the advanced version but that’s like $180 a month. We already do billing through Tabs3. Would I be better off investing in an all in one practice management + accounting + billing software? Any recs?

Has anyone moved / consider moving to Minnesota or Florida (there are a few other states)to avoid state income tax?

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Booyahh, landed hedge fund number 2 for IPOs.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Putting an offer on a condo, do the folks on H1B include any visa clause for out? How do you factor for contingency when your visa is pending the regular renewal/ extension considering i140 is approved ?

Hi Fishes,

Can anyone please tell me what is the salary range for Data analyst with 4 yoe
Tech stack sql, tableu, R/python

I have two offers with me
1. Infosys 18.25 LPA(15% variable) 1.25 JB
2. Infostrech (Apexon now) 21 fixed 1.25 JB

Infosys permanent wfh (Infosys doesn't have office in Gujarat)
Infostrech (Apexon) 1year wfh then hybrid (office is there in my hometown)

Which should I go with?
In terms of wlb (must for me as I am having small daughter to look after) & job security .

Please help.
Need to decide by EOD has having joining on Monday.

Looking for new opportunities in CRE in NYC. Valuation, underwriting or something similar. Significant experience with ARGUS Enterprise, just finished a Python/data science course. Interested in talking to REITs but open to talk to anyone needing my skill set outside of traditional appraisal.

Any suggestions? Appreciative of any leads...

Planning a one-week summer vacation to Yellowstone Park area. Family unit of 6, so need to rent a single, large SUV. Just looked at prices and the cheapest car available for 6 people with unlimited mileage is $3,500+. Makes the vacation almost not worth it. Anyone have any recommendations on how to get a better deal? Any discount codes? Thank you in advance!!

Hi all,

I just got an offer from Fidelity International for Application Support Role ( skill Java, spring) the Post they are offering is Analyst Programmer.
Total yoe is 3years.
Current ctc 4.35lpa

How much hike should I expect. How is the wlb in FIL.
Is it good to join as a Tech guy in FIL?

WHAT DOES Solution Architect C10 band means in Natwest?

I am getting a freelance project to create an introductory website for an organisation. How much charges can I quote for the project? The organisation is Bangalore based.

Hi Sharks,

Please let me know what is the current situation in cognizant related to the revise offer letter?

Already holding an offer from CTS and I am expecting one more offer from another organization, so CTS will match that offer or not?

CTS Offer :- 17 LPA
Offer from another organization :- 23 LPA

Please give your inputs.

What is the salary band for Management Consulting analyst with 5 YOE at ACN?
Asking for negotiation purpose.

Anyone work in recruiting at Wayfair that could give insight? What is the WLB like, is the broader talent team strong, etc.

How can someone transform from IT analyst to business analyst?

Hi All
I am a functional Business Analyst with 4 years 11 months work experience. What should be the package range that I should hold??
Any leads would be appreciated!!

Thank You!

I am looking for job as an assistant manager strategy or chief of staff. I have work experience of 7.7 years. I have completed my MBA. Please let me know if you have any openings or can refer

Hey fishes! I'm Looking for a refferal for UI/UX designer role.
I have 9months of experience.
Preferred location - Chennai.

Received an offer from JPM for a branch manager position, but afraid of getting the offer rescinded due to going through bankruptcy almost 3 years ago . I’m freaking out hoping this won’t be an automatic disqualification, has anyone been through this same experience and gotten hired in?

Has anyone given NatWest screening test for big data pyspark?? What kind of questions are there?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Did anyone make a move from Chicago to Dallas ? Or vice versa. Just need an objective opinion. My friends in either places moved from different places to Chicago, Dallas. But not from one to another. I live in Chicago, contemplating to buy home in Chicago or move to Dallas and buy home and settle

Feeling bit scared after closing on first home, yet to be recorded in registry and receiving keys, please advise few ‘To Do(s)’ before moving or just after moving immediately, it’s a new construction in Boston suburbs.

Also praying that this turns out to be a decent deal.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

How much is 2k a month for a house payment? What size loan would I be able to get?

Any good recommendations on home (single family, 2-storeyed) security camera systems?

I'd like to buy, but the market is absolutely atrocious currently

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Any recommendations on a good water softener system (4 people)?

Thinking about using my VA loan in a few years. Any advice?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!