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What will be inhand salary?

I’m currently working in Citi as an AVP in Mumbai for the past 9 months.. due to personal reasons I wanted to move back to Pune (I have worked in Pune for last 8 years before coming to Citi) so I landed up with an offer from HSBC into Wholesale IT (GCB5).
My current Fixed CTC in Citi is 26.5 excluding PF and Retrials and HSBC IT has offered me 30.5 for the same and said they cannot increase further as am moving jobs in after 9 months which is too early..
Questions -
Have I been low balled?
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Do you guys check Grindr on your office network?
which agencies are hiring juniors?
Do not be distracted 🤝

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First switch with 45% hike is not a good deal I guess
It was sarcasm
No consequences as long as you are professionally dropping a mail and explaning them why you can't join. Also make sure you are not refusing just 1-2 weeks before
Knowledge services team?