Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Sanity check. I like a nice lifestyle. Currently make 350-550k with bonus. 53 years old. About 400k in brokerage. Another 1.9million in retirement accounts. House worth 1.2 million with loan of 625k. For retirement pension will be $2400 per mo which goes to my wife if I die for life. Another 3800k Per month estimated from Social Security. I plan on working another 10 years or so maybe less once the kids graduate college. I am this will be out in 2024. What should I be doing or thinking about? 

Saving for a home. Should I save my money in a CD or savings account?

How long after you quit before your company removes your access to your FSA card?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

What is the future value proposition of the 401k Advisor in your opinion?

Anyone here moved from Chicago to ATX? Currently in Chicago and considering making the move. I love Chicago and the general vibe here, but it's impossible to buy a home in the city that isn't a condo with a crazy HOA. I've visited Austin as a tourist but never spent more than a long weekend.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

How long are you typically on the phone each day? My phone time has steadily increased throughout the pandemic to around 6 hours per day

Had my interview on 12th Feb evening. The same day late night I got an email asking to upload the Application form( Completed the same on 13th Feb). Can I understand only HR discussion pending for me? If yes how much time will it take for me to get the HR call.
Thanks in advance.

What is the expectation of bonus and increment this year. Share your views and thoughts

Why do I keep falling for women who live hundreds of miles away from me😓😓😓

Wednesday rant: Young producers if you don’t knw find a mentor or ask questions to learn how to do your job. Your mistakes costs money!!!

Heyy All,

I finished my stint with Byju's a month ago..Would anyone recommend me with suitable opportunities available in Marketing or Sales field?

YOE- 1.5yr with Byju's, 1.5 yr with Hdfc Bank
Last Ctc : 10L, 7L fixed, 3L variable

Kindly assist.

How many of you work directly with business clients (sales, marketing, R&D, supply chain etc. - essentially, non IT)?
Or is it the onshore business analyst who acts as a bridge between you and business?

Thoughts on switching between healthcare provider consulting and life science/pharma consultant

Is LS boutique to the buy side a viable route? Or is there often intermediary roles?

‪Listening to 3 of my most qualified, hardworking coworkers talk about how undervalued they feel and how close to quitting they are. Why do we hemorrhage talent and acquire crap?‬

Are there any M fish in here who travel for work frequently? 29 F, frequent business travel & looking for someone who also lives out of their suitcase :)

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Who are the best jersey recruiters? Getting a lot for NYC but would love to find something in NJ.

Hello, after doing some research I believe I’m being underpaid. About 4 months ago HR did a market analysis for my role. They bumped my salary for about $2k. I’m a mid-level Executive assistant with 6 years of experience and currently supporting 5 executives at a fortune 50 company. One C level and 4 Vice Presidents. I’m currently making $61,000 with bonus included. Based on my research I should at least be making $71,400. I have a check in with my boss tomorrow and I am asking for a raise.

Hello LTItes, i joined LTI a month back.
I attended a client interview last week and was selected for the same. Now they are asking to join within a day or two. I'm having my mom's surgery this week. How to safely refuse to join this client project for at least 10 days. I can't take leave for 10 days.
Can anyone please help me with this? I'm confused and scared.

Thanks

Anyone else get awful anxiety while hungover? My chest is always super tight the next day after drinking

Is a 2hr commute to work viable?Maybe not every day of the week.

Are there any Mexican restaurants in NY?

Has anyone heard anything about the culture at SK Capital? Can't find much info online

What's the most you've ever paid for a single drink?

Any CAIA holders out there? How have you generally been viewed?

Any commercial account managers in Canada willing to share their compensation & years of experience?

What do you guys think about municipal finance

I have a Bachelor's degree in Finance, but now want to pursue getting a masters in IT. What should I do?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

I'm not sure if I have the willpower to become "successful" in this industry.

Former consultants, is the life on the other side really so bad?

Do you think blue light glasses actually work? I am staring at a computer screen, reading numbers, and sending emails all day and I’ve been getting headaches more and more lately. Just wanted to see if they’ve helped anyone out before I invest.

How long have you have taken to land a new role? How many interviews did you do and did you turn down any offers that weren’t as appealing as they sounded?

I interviewed with Citi's internal audit last week and they said after the interview was over I would hear back next week. So far, crickets. I kind of need a job right now. The jobs site still says "business review" as far as application status goes.

Looking for a pair of stylish but comfortable shoes for the weekend grind. What do you guys wear?

How risky is going to a startup which is currently going through Series A? Have just received an offer.

New to this app, but I feel is somewhat similar to Wall Street Oasis just more accessible than WSO am I wrong?

Financial advisors—how do you prepare for a meeting with a new client? What information do you need to gather? What information is useful for your pitch? Where do you find this information?