I currently have a Chase sapphire Preferred card that I opened 5 years ago. Is it worth to upgrade to the Chase Sapphire Reserve card? If so, am I still eligible for the welcome bonus points?

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There’s a good chance she’ll be declined as she’ll be viewed as a CSP card holder, but she can call the reconsideration line if declined and just mentioned that she’s an authorized user (vs account holder) and she may be able to still be approved.

Otherwise, I would recommend the strategy mentioned above of downgrading card to a freedom and then applying to be eligible for the bonus.

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Worth to upgrade? Depends on your spending and travel habits.

Eligible for welcome bonus? Yes, but you'll need to downgrade the CSP to one of the Freedom cards and then reapply for the CSR.

Thanks! My wife is an authorized user on my CSP. Can she apply for reserve without me downgrading CSP? I will downgrade eventually.

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