{ "media_type": "text", "post_content": "Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?\n\nI churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?", "post_id": "61741c668abcb500292a6fed", "reply_count": 4, "vote_count": 1, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points? I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

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If you have a use for Avios, seems to make sense to grab that first and then apply to premier once you get the chase card. Agree that the premier offer seems better (or at least I would prefer it)

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Citi Premier if you can get approved for it, they're very inquiry sensitive. Generally recommendation is 0/1 inquiries in past 6 months

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I didn’t have a problem and generally apply for things regularly (and defimitely had within the past 3-4 months). Definitely possible they pulled a bureau that hadn’t been used. In any event I think if OP applies relatively quickly, it won’t show.

Thanks both! Did not know about Citi Premier being so inquiry sensitive. Will look more into it 🧐

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