Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Any advise on the best credit cards to use after consulting? Not sure if the travel credit cards are still the best value with the reduced travel.

Alteryx stock - thoughts on the company as a longterm investment?

Is Monaco a good buy? They’re being Listed on 3 new exchanges in Dec, but down 15pc today!

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

Fav intl ETFs?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Anyone recently got a mortgage through SOFI? can you please share your experience?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Marriott or SPG credit card (for the sign on bonus)?

What kind of gifts are given at fidelity investments during year end?

Other than Airbnb, what is the best way to find month to month rental options?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Have any NYC agencies pushed back their back to office dates?

How's the culture/work load of deloitte India corporate finance division since I am in advance stage of discussion?

What is something you found about yourself after moving away from family that you would have never imagined? For example the food you like that you never imagined before or sports or the kind of person you date?

How much can UiPath offer for an RPA Developer for a 4 years experience candidate? Cctc 11.5

I have a side gig consulting business specializing in data analytics, PowerBI, API integrations, data warehouses, and Amazon PPC. My team and I have worked with multiple top Amazon companies to do this. Anyone know someone who needs this ?! Let’s chat !

Free MBA at Yale/Stern vs. Full price tag at H/S. What would you choose and why?

I regret not applying to Harvard. I never thought I’d get into a top school and then got into wharton with a 100k fellowship - which changed my entire perspective. It sucks thinking “what if…”. I just didn’t have the confidence and thought wharton was a reach so why bother with H/S 🙃 hope this inspires someone to just shoot their shot - you never know

Introductory Thread: Please introduce yourself here.

Hello fishes,
How much value would an AWS certified Developer associate certification add to one's profile?
And how convenient would it be to switch to DevOps with that certification and the necessary skills?

Are there any good apps to help a newbie get into weight training?

What Spotify playlist is your favorite for work?

When your senior tells you that you thirst for beans <

Anyone work in the Healthcare industry? I'm looking into joining Healthcare. I'm currently a Senior in tax compliance.

I wasn’t able to figure out how to add a “Spoiler” flair similar to Reddit, so if you happen to post something similar to my previous post that could be a spoiler, feel free to start with SPOILER haha

When negotiating salary, what is a reasonable ask in terms of increase? I am really hoping to be about 14% higher.

First post-transfer blood work came back with “ok” progesterone reading. Doc wants to supplement with pills before bed. Any recommendations of how to boost progesterone? Is there something before or after the shot that can be done to increase effects?

Which companies in Canada are giving remote opportunities in the insurance industry?

Hi Folks, please like to help me enable dm option

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Best app to track expenses?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.