I got an offer in UBS pune with 20 lakh fixed CTC for AO role, plus 80k shift allowances + 2.5 lakh relocation.
Also have an offer from Capgemini Pune for Manager role 26.75 lakhs ( 24.2 lakh fixed + 2.5 variable).
YOE - 13 years. This is my first switch.

Current location Chandigarh, UBS asking for joining in Pune office, Capgemini asking for Remote joining.

What company shall I choose. Please advice

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Posting as :
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AD minimum for 13 years work exp

AD is given for even 4+ work ex. Check linkedin for people already working here. You'll see this truth. If you join at AO, you'll be stuck at this level for next 4-6 years minimum (since no career progression here).

Hence you'll get stuck at same salary level also (low single digit hikes here)

Also why to waste money in rent in Pune. Save money and join at AD in UBS Pune later at 35-40 fixed later.

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Don't join ubs

So many reasons no growth no support from higher management no good hike per year and as per your experience you should get AD not AO .

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Don't join UBS if they are asking you to come in Pune..first of all they are offering less package and Pune is costly than Chandigarh

They should offer AD postion with minimum 26lpa fixed for your experience level

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