I have a Chase Sapphire Reserve and have been buying flights by transferring my points to the airline partners and buying from said airline’s portal. I both heard and confirmed that the exchange rate for points is a bit better that way generally. However, I just realized that if you buy directly with Chase’s portal, you can get airline miles for the flight you basically get for free and those miles count for status at the airline. Now I don’t know which way to go. Any advice on which is better?

Put all your money in crypto. It’s done going down.

Where should I invest money ?
Apart from shares and mutual funds.

Note: max amt - 20 lakhs
Need good return
Blocking period can be of 5-7 years..

Thoughts on staking crypto? What’s the safest way.

Any folks at MMB/T2 in St. Louis open to connect? Are there many local projects or do you travel most of the time?

Airline (Hawaiian via JetBlue) fully cancelled my outbound flight 2 days prior to departure. I booked a new, more expensive flight through hawaiiian. Is there any option to have them reimburse the difference in cost? I booked both on chase sapphire and the first through UR but have had no luck

Is now a good time to buy a house in Austin? I’ve been casually looking all summer expecting prices to come down but they haven’t moved much even with recent rate hikes. Do you think 2023 will be better for buyers?

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

Planning a trip to Rome and Naples with day trips to Tivoli and Pompeii. Is 1 week enough? I feel like reading through 3/4 day Rome and 2 day Naples itineraries, the trip seems rushed. I have unlimited PTO but my SO is limited in time (but luckily he can work extra hrs and then use less PTO). I would say max we could do is 1.5 weeks but adding on 3-5 more days seems almost too much? Thoughts? For reference, I did Venice-Florence-Rome in a week and it seemed okay but it also wasn’t as planned out

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Have offers for AMEX and VISA at a Senior Manager Strategy role. Both offers are almost identical in base and annual bonus.

Which firm has faster growth to Director and better long term success?

#Amex #Visa

Any tips for interviewing for a Analyst role in VISA implementation sector ?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Looking for referrals in London/UK. Currently I don't have work permit and would need company sponsored visa. 5+ years of experience in IT, present location is India, any help would be greatly appreciated.

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Anyone had any luck recently landing a place under $3k?

Rs, do you agree that the Trump administration should immediately begin to provide the Biden administration with classified material, especially on national security matters and the pandemic?

Might be a silly question but I will throw it out there. Anyone have any tips on best practices to preserve a silk press overnight? Currently have silk pillowcases but wrapping always ends up a fail.

Do you think all these violent and hate filled attacks are because people aren't getting the emotional/mental support they need, whether it's therapy at any age or help they needed but didn't get from a social worker as a child? My coworker is sure this is the case, but I honestly think there's actually something deeper wrong either with how these people are being raised as children, or how the warning signs these people give off are ignored or swept under the rug to save face.

Is pwc sdc having permanent work from home option and how to get it and to whom to reach out?

While we’re at it, favorite restaurants in SoHo?

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

Our god is an awesome god 🙌 feeling like it’s easier to get through the rough times. Can finally go to church and worship after so long that I couldn’t!!

Hello, can someone help to refer in MS. Need to switch badly

US Police or HK Police ?

Thoughts about associates and in-house counsel (i.e., attys with no control) unionizing? I have friends who are required to go into their offices despite 'Rona! Collective bargaining helpful here?

So physically and mentally tired, I don't know how long I can keep up with work anymore. Told my senior management that I'm burning out, only to be blessed with another secondment. I now have two going at the same time, plus other client work, new business work, and managing scroundels.

Hi fishes, need an analyst with 4-5 years of experience and really good at Python. Pls ping me if you’re interested. Company - Citi Location - Chennai/Bangalore

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

With rumours of recession at large, is it a good idea to switch jobs ?

What’s the best online course to raise GMAT Verbal score? Have ~2 months until test date and am currently scoring 36.

If you are taking sponsorship from your firm does that change your story around why X Business school? Do you let schools know you are going to take sponsorship? Does it increase your chances since they are paid upfront?

How many days does BNY Mellon takes to release offer letter post the interview procedure, I was confirmed by HR that I will get a mail with link to upload docs and then offer will be released but still waiting for their mail.

Trying to decide whether to go with Avis or Hertz for loyalty program. Is one wildly better than the other? Why?

Best cash-equivalent conversion of UA miles, Marriott/Hilton/Hyatt points?

I’m personally a no frills traveler (hostels, economy etc) and have way too many of each...

Booking flights for family on United and partner airline (Lufthansa). Should I put it on my chase sapphire preferred or United explorer card to maximize points? I’m not traveling with them if that matters..

For Delta status challenge, do MQDs and MQMs need to be earned after the challenge starts, or do MQD/Ms I’ve earned before the challenge count?

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

Traveling on vacation next week to Austin with the family. Used Hertz points (2500) for 1 week rental for “premium” car. I just got Presidents Circle. Will I be able to choose any car there still?

Anyone affected by the Atlanta airport shutdown? Delta is crapping their pants once again!

If you could be anywhere in the world right now, where would it be? (Let’s pretend the global pandemic isn’t happening)

Any luck extending your CC minimum spend deadline for the joining bonus? Its hard to meet $5k spend if things continue so.

Have some big trips planned for next year so I would like to upgrade my Delta gold AMEX to Platinum (need that MQD waiver 💸). I heard that if I upgrade I won’t get the 50k sign-up bonus miles, so should I just close my gold card (not my oldest card) and open a new Platinum one?

Looking for a Delta rewards card and was going to go with Amex, but internationally Amex isn’t widely accepted and I already have the Gold. I’d like to replace my JetBlue Mastercard with a no foreign transaction fee Delta card (don’t mind a fee for the card). Is there a good Delta non-Amex option? Also, don’t have a card that’s big on travel rewards generally.

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

I’m getting a crazy good deal on the Ritz (~250 per night) in Miami - but it uses a Corp code for a company I don’t work for. Worth the risk?

Flying United from US to Europe in economy as a silver elite. Am I eligible for a premium plus or Polaris upgrade?

Anyone noticing AA taking longer to post miles? Feels like it takes an extra day or two and if not I have to request for missing miles

today and tomorrow you can order free Sweetgreen up to $20 from Uber Eats using code SWEETGREEN20

Currently I’m at 715 mark on my credit. If I pay off one more medical debt, it could increase it by 25 points. Should I wait to pay that off before getting a credit card or should I just get one now? I’m asking because it’s a pretty big medical bill.

My niece is getting in on the points game. Aside from TPG where should I send her to self educate? Any card recommendations? Her hubby is military so they won’t have to pay fees on most cards. Thanks!

Do Delta tickets bought through the Chase Travel portal count as revenue tickets? Do you earn MQMs and mileage?

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...