I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

If you had 10k to dump in stocks, which ones would you choose ?

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Has anyone taken one of those online executive courses, like the Harvard Extension School offers? Looking to use my $5k of tuition reimbursement and already have an MBA. Worth it? Best programs?

Men who can both be right and sit tight are uncommon, it is only after a stock operator grasps this that one can make the big money.

New to EY. Are there any special benefits Senior Managers get that staff do not?

Anyone here is mining bitcoins on Mac?

Any doing RE work for in-house healthcare? I’m curious about pay.

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Mid-level associate at a mid-size regional insurance defense firm practicing coverage litigation. Salary is capped b/c my firm only does I.D./coverage and has no direct-hire comm clients. Second round of interviews with a comm lit boutique where I would be the only associate with 5 partners. Other than partner track, salary/benefits, and switching from coverage to general comm lit, what qualities of the move should I be thinking about as I weigh my options? I've never worked at another firm.

Looking to join a Google Fi family plan of 4 lines which provides unlimited internet. Does anybody have an existing plan that I could get into, or I’m willing to start a new plan - pls comment.

Any suggestions for joint investment account with a significant other?

How Income tax deduction is calculated in Mphasis payslip?

Is there any specific % or threshold values?

Bought $0.50 worth of XRP in 2013 and promptly forgot about it. Now worth $172. 35,000% gain.

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

Healthcare consulting firms that are actively hiring right now??

My Coinbase account doesn’t let me buy more than $700 transaction using my bank card/credit card. I uploaded my ID as well. How can I increase my limit? I opened my account 3 days ago

Can we do GLG type calls while on H1b? I get a lot of these requests but not sure if we are allowed to do this.

Second year associate looking to switch into transactional practice for a few years.
Which transactional practices have the worst and best non-law exit options (strategy, ops)? I understand M&A is the best, but how about debt finance? Fund finance? Aircraft finance? Thank you!

Just curious- how many 🐠 on this bowl are on OPT/ h1b (H) and how many have GC/citizenship (C)?

I 485 question - I do not have any vaccination record from my home town. It is a small village. I am thinking of getting the required vaccination here in US. Will insurance cover my vaccination?

Interviewing for an L6 TPM role at Amazon and have received a request to submit a writing assignment (post phone screen) that is due before the interview loop.

Would it be a problem if I write about the same scenario from my phone screen, with more specificity? I have a great example on the innovation option, but HM already touched on this topic. I think the intent is to just gauge my writing style, but don’t want to assume.

@Moskowitz, are you ok? Haven’t ‘seen’ you in a while and know you were dealing with COVID and then the fires.. please check in.

Is there any place where I can find answers to hackerrank coding questions, any GitHub url or any place you'll are aware of ?

Is it good to join htc global services chennai for ford project?

Interms of Job security in IT Streams, How secured Invesco is when compared to other IT Companies ? Will the current recession impact Invesco and can we expect any layoffs in Invesco India as well ?

If you had a choice, which would you choose?

A) having the annual holiday party
B) splitting the holiday party budget equally between employees as bonus

BONUS Q: do you know your agency's budget?

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

I have 5 years in insurance sales experience, how can I break into tech industry through customer Success?

Location :Kolkata

Who still working @ 5000/- per month or below?

I need advice from younger 🐠 who are closer to my son’s age than I am. He’s finishing up his 1st year in college and he’s gained the Freshman 15+. He plays a college sport, so he’s getting some activity, but with classes a hybrid of in-person and online, he’s not as active as usual and I think he’s enjoying unlimited food on his dining plan. I’ve heard jokes about the Freshman 15, but not seen how this plays out. Is this common? Do most people lose it when they adjust to college?

Straw poll: % of gold in your portfolios. If you have, any plans to sell? If not, any plans to buy?

Should I Refi? Currently on a 15 year at 2.75% origination of loan was last year (2020). Potential new loan would be 10 year at 1.99%. Remaining loan balance around $160K. Current P&I $1,202 vs New P&I around $1,380 + ~$1200 closing costs/fees, worth it?

When it comes to stocks , I am investing in index funds with 8-10 years strategy . The typical index funds make 8-10% annually . However , when I live at MSFT , Apple they have increased 350% in last 5 years . What stocks should I invest with at least 5 years in mind ? Something safe but with returns better than index funds. What would your best 5 for next 5 years ? I will make my M1 pie based on the serious inputs here !

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

Should I buy Everi stock?!

Thoughts on brk.b for long term? Thinking of getting in at this point.

19k to invest this week following a recent sell. Considering a small portion into BTC and the rest in VOO, VTI or SPY. Should I do dollar cost averaging into these stocks or are there any other suggestions?

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

My older sister is an extremely talented woman. She knows everything brand design, graphic design and ideation. The list goes on with what she can do and it is all self taught. She’s on the job hunt looking for something flexible while she’s working at a nonprofit. I want to encourage her to do design but I’m unsure of how to actively help without over stepping?

Advice needed, my friend purchase Uipath for $88 now it is down to $8. He doesn't have much money and doesn't get paid very much. He used his entire inheritance and invested in Uipath and Palantir. What would you suggest sell or continue to hold?

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

Is there a tool/aggregator that shows returns for different investments by accounting for both dividends and appreciation? And allows you to compare investments? I started using Personal Capital but haven't found a view that meets this need. Am I missing something?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Is Tesla still worth it?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Forgive me if this is a stupid question- but if Trump bails out Oil and Gas companies, could Chesapeake be a steal at 17 cents?

Shocked that Tesla is under $700 and Apple under $140. If you’re going to be in the market for at least the next 20+ years, these are steals at these prices aren’t they?