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Can I get 11 likes to get my DM started.
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I'm into wealth management and I can definitely help you with your investments.
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stop checking with any wealth advisors and giving you commissions. Check yourself past 5-10 year trend and invest yourself in any mutual fund.
Choose ICICI pru india opportunities fund - for best results lumpsum is fine too but make sure it is DIRECT and not REGULAR fund.
With declining interest rate and volatile market, I would suggest continue PPF and NPS T1 if not already for retirement savings. Remaining funds, if possible start depositing in the name of senior citizen parents’ SCSS schemes, highest possible tax free return you would get if they are not working and aged. If it is not feasible, try normal FDs in someone’s name (parents or spouse) only if TDS can be waived off, then invest smartly in mutual fund using SIP.