I have chase sapphire card($95) fee per year , I am using this card from last two years , got initial 100k points when I applied and used those points after that I accumulated 6000 points from last two years , is the good to keep this card (I am thinking that, I am not using much) or downgrade(looking for recommendations the downgrade card with no fee) , I have slate and freedom unlimited…

like
Posting as :
works at
You are currently posting as works at

Do you use any of the related benefits? If so, ask yourself if you would use/pay for them without the card, and does the amount eclipse your yearly fee? If not, then downgrade.

You already have a freedom unlimited so just pick something no fee and put it away in a drawer.

Related Posts

like

Trading stocks. Anyone notice hedgefunds going HAM with energy stock purchases since November 2021? These bank jobs aren’t about doing pivot tables for some bozo. It’s about looking at the data and conveying a message. Financial Forecasting. Try it. The answers to retirement is out there.

like

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

like

Anyone know about the VC fund Next Coast Ventures?

like

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

like

So my spg points and nights have still not merged with my Marriott account. Anyone else having this issue?

Can please share to get job offer letter from any canada company for project development profile. Please suggest.

Current- no visa
In india
More than 5 years experience.

like

Happy to provide my story on the other side. Spent two years at Accenture under Technology mostly working on business analysis for implementations and PMO.

Left for Facebook for a role in strategic analytics in BizOps with 180k TC.

Few tips for looking at exits:

1) Referrals are a huge tool for getting your foot in the door. At Facebook it guarantees that atleast your resume is given more than a glance.

2) A well constructed story/resume can offset any weak points in your experience

likehelpful

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

like

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

like

Have to take short term leave due to current health condition, can I claim short term disability benefits while on H1b visa? Thanks in advance for any info.

like

If anyone wants to discuss about tax saving

Let's have chat

Iwe can save good amt of tax for you
& Ha it is free

like

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

like

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

likehelpful

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

like

Any Deloitte people trade on robin hood?

like

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

like

Fiancé and I are going to start looking for a house in the Chicagoland area. Any advice? TIA!

like

Any non-US lawyers who have been hired by an Am100 firm without having sat the bar? Looking for an opportunity in the US, if possible DC or NYC, and currently working for Big Law in Europe.

Would like some tips re hiring process + visa from those who have succeeded. Looking for a 1-2 year stay and open for longer term

like

Let’s talk finances. How are you all paying for this? Loans, I assume, but any strategies?
In early 2021, better to try to max out retirement accounts to maximize financial aid or to just start saving?
200k is so much.

like

More Posts

Currently my location is banglore. I raised location change request to chennai..I informed the same to my Manager..he said there will be less growth in chennai..is it true🙄

like

Tux rental vs. buy. Any suggestions for renting in NYC. My main worry with the rental is the fit.

Hi, anyone working in data engineering domain in pwc ? Pls reply. I have doubts (gt offer fr the same).

like

I am not that smart. Got a very low score on ACT (below average). Should I even consider getting a MBA? My firm does offer sponsorship, but taking/studying for GMAT/GRE is already stressing me out.

like

People joining TCS at Senior Consultant designation with 12 years exp, with no MBA degree or even from with exceptional experience in niche technologies is truth these days.

Existing employees with 20 years exp working on presales consulting, winning millions of dollars of projects in RFPs, delivering multi million dollar assignments are still not getting promoted and paid in peanuts

Makes me wonder if companies are really enjoying so called great resignation period. What's the thought ?

like

Any luck extending your CC minimum spend deadline for the joining bonus? Its hard to meet $5k spend if things continue so.

like

Hi Fishes, I need your genuine suggestions in finalising which company to join.
I have 2 offers :
ZS Associates - 15l fixed
Thoughtworks - 18l fixed
Role - Senior Consultant in Test
Experience: 5 yoe
Please consider job security and learning opportunities as parameters while suggesting. Thanks in advance!!

like

What was % increment in Advanta for for PL 9,8 levels

Hi ,
I have 8+ years of experience and UKG has offered me 18 LPA fixed plus 10% variable. Is this fine for 8+ yoe ?
And they were offering me some amount for buy out but things didn't work on out at my current company ,so now can I ask ukg to give that amount to me as joining bonus ? Please reply.

like

After submitting the info for my background verification, I came to know that my ex-employer switched his number. I mailed the verifying entity about it but haven't received any response yet from them. Can they reject my verification based on it solely?

like

Best brooklinen sheets for summer?

like

Chinese food and a movie at home just wasn’t the same.

like

What are the best roles in big tech for someone with tech backround/software development experience ~1.5yoe with an MBA and consulting ~2.5yoe?

Thanks!!

like

Xbox Series X/S or PlayStation 5 or stick with Xbox One?

like

Invited to interview for a PM role at Lending Tree. My first round is 30 mins with the hiring manager ( Director of Product) . Should I be expecting only behavioral questions/experience related questions given the time frame of the interview?

like

Can anybody please refer me to good product company?

I have working experience in banking and financial domain mostly on cards and payments, accounting, payroll projects.

YOE- 10.6

Tech stack- .NET, MVC, WCF, Entity Framework, WEB API, Microservices, SQL, JavaScript, Typescript, Bootstrap, Azure, Git Devops, Jira, API testing, Vulnerability management, Performance analysis

like

I need some guidance on this situation.

I sublease an apartment from a friend who is currently in Jail unfortunately. I wasn’t in the lease and the apartment found out from my personal check which I paid for the rent.

They refused the rent and after the three day notification has passed they refused the cashier’s check here in Orange County.

The apartment has put him up for eviction and I feel bad about this cos it was cost savings. Is there anything I can do to save this?

like

Hi Fishers,

When does Walmart send a laptop after joining? I have joined this Monday. I still don’t have any updates about laptop.

like
like

Additional Posts in All things points

Bonvoy-ers: anyone else get assigned a new ambassador today?

like

Currently I’m at 715 mark on my credit. If I pay off one more medical debt, it could increase it by 25 points. Should I wait to pay that off before getting a credit card or should I just get one now? I’m asking because it’s a pretty big medical bill.

like

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

like

Has anyone held AMEX Bonvoy cards in two separate countries? Would both link to your Bonvoy account?

like

If you bought a United Flight with miles can you change your flight and book with cash? I don’t have enough points for flight I want to change to and app is only give me miles option

like

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

like

Ok. I am lowly platinum on AA. I am taking a redeye and have a choice of LA to Philly or Phoenix to Philly. Is there any way to check which specific flight would give the best chance for upgrade?

like

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

like
likefunnysmart

today and tomorrow you can order free Sweetgreen up to $20 from Uber Eats using code SWEETGREEN20

likeupliftingsmart

Best/Quickest way to get United lounge access?

like

After the merger, what will happen to “Make a Green Choice”. Seems like we won’t be getting 1500 MR/night.

like

As United Premier Plat, if I make an award booking on an international UA flight using Singapore Airlines points, will I still have the same access to elite benefits like free economy plus seating for me and others traveling with me?

like

I am short 1140 PQP short to maintain my United status. I have a Turkish airline flight booked, would this be enough to gain the needed PQP? Not sure how to check / calculate. Thanks!

like

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

like

looking to buy 100k marriot points as well pls dm me

like

A hotel I stayed at for the weekend gave someone else my room key, I was working and the other person walked in. What should I ask in return? They also messed up my reservation -paid for 2 beds, got 1

like

Traveling on vacation next week to Austin with the family. Used Hertz points (2500) for 1 week rental for “premium” car. I just got Presidents Circle. Will I be able to choose any car there still?

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

like

Flying United from US to Europe in economy as a silver elite. Am I eligible for a premium plus or Polaris upgrade?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal