I know we’ve been here before, but fingers crossed: “Biden administration can move forward with student loan forgiveness, federal judge rules”

https://www.cnbc.com/2024/10/03/student-loan-forgiveness-plan-goes-ahead-biden.html

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

Are we on recession? My portfolio is super down - low cost ETF investor here

How much do you keep in the bank vs brokerage?

I got laid off and not sure if I should find a place cheaper to live by myself and pay rent with UI for couple of months while studying or go back home where family is and contribute much less than I will be spending living alone to parents for rent. I will be saving a lot. Problem is younger sister who is mentally draining and steals my things, makes nasty comments towards me lives there and her bedroom will be right next to mine. She once got me arrested for no reason. What should I do?

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

Question on option price in relation to theta, does the theta component recalculate each day, or it changes even every minute? Say if u buy and sell within a day, expect to lose some theta value?

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Is there a time limit on unemployment, 6months-1year? If I get the boot how long does it last? Thank you in advance for any help.

What is the best place to get a massage?

Hi,
Can i get reimbursement for multiple wireless earphones in WFH Allowance provided by ZS Associates??

Anyone who can confirm this??

I'm 6 months old at D! Planning early promotion next year.. counselor and pm both are backing me.. I need to go to India for at least 4 weeks in Dec ... most probably would be rolling off from current project by then .. would this vacation hurt my promotion chances coz of utilization etc?

Deloitte 🐠 - how's your data practices doing? What practices do you have which are heavily data centric , AIM?

Hi Fishers, currerntly at tcs 8 exp with 25l salary as a data scientist.. what hike should i expect next.

Hi guys in Accenture, myCompetency, for Primary Skill assessment is there any proctor checking or it's just an assessment without any proctor or supervision?

Trying to transfer audit to fdd as a senior. How long can I expect workday application to remain ‘under review’? Waiting to hear back after HR screen on next steps. Thanks !

Hi Fishes,

I have 4 offers and 25 days is left in my last working day HSBC is paying 3L less as compare to others offer
Can I ask to them for revise my offer letter make it X+5L... before 10 days of last working day?

I love teaching art but am having to teach remotely to 1150 kids, k - 5. Have about 54 amazing elementary art teachers in my district that share SO much! I could retire (34 yrs), but just don’t want to because I love what I do! Feeling like my students aren’t getting what they should because I am struggling with Zoom, Microsoft, safe YouTube, bitmoji, embedding, downloads, editing, etc. Anyone else feeling this way?

How does diplomatic immunity cover running someone over while driving the wrong way down the street?

Who’s ready for the snow? 😢❄️

Is there anyone from pega profile un IBM? Want to know about work env, work pressure as well as work life balance. Please need some suggestion. Good to join or not

Does BofA provided laptops support USB to ethernet adapter ?

What are peoples thoughts on lockdown? Seems weird that it is likely to continue beyond April given all vulnerable will have had at least their first vaccine by then

How easy or difficult is toefl? Been working in the US for ten years. Did great on the verbal/reading comprehension portion of CAT before that. Any recommendations for prep? How much time should I budget?

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Debating making the move to become a fed. GS-14 position. Has anyone considered making the move? I’m weight the pros/cons and debating if it’s a worthwhile move or not

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

SOFI or who else?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Does having student loans impact your ability to get a mortgage?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you could go back in time what would you tell yourself before taking out student loans?