I live in USA currently and use Amex Gold as my main credit card. My parents back home still pay utility bills manually by going into their offices individually. Since my parents are getting old I want to set up digital payments for them. Could I use my Amex card to make these recurring payments? Is there going to be any surcharges due to currency difference? Very new to using credit cards more than for just groceries, so some thoughts around my question would be appreciated!

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1. What country do your parents live in?
2. Check if the utilities charge a fee for credit cards (regardless of currency). Amex doesn't charge a foreign transaction fee on its Amex Gold card.
3. Check if the utility would accept Amex.
4. For simplicity, consider helping your parents set up a checking account in their country with auto-debit. This will give your parents a greater feeling of control, even as you help them simplify their lives.
5. Don't undervalue point #4! As we all get older, the loss of freedom can be painful. For example, if someone loses their ability to walk, having an elevator to use is 1000x better mentally than being carried up the stairs. Help them add more "elevators" to their life :)

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Thank you very much for these words! I will surely check into these and keep them in mind!

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Most utilities don’t like you to pay with credit cards. Typically there’s a fee. Otherwise they don’t allow autopay and you have to manually pay online with credit. I have no clue how this works in foreign countries, but I’m pretty sure Amex has no FX fees.

For me it’s a $1.50 fee which is nothing compared to the 2% I get back. Typically I pay in big chunks totaling 3 times a year instead of every month

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