Is there any way around PMI insurance if putting less than a 20% down payment?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Recommendations on how to simultaneously pay off student loans and invest?

How much money do you actually make from your side gig? What percentage of your income does it contribute?

Help - how do I fight claims by scammer healthcare providers?

I recently went to 2 different providers.

Dentist, made appt via Zocdoc to see a dentist that was in network. Another dentist at the location saw me instead who was out of network. I have text evidence they said it would be covered before visit. Claim was denied - asking for ~500 dollars.

Saw a specialist who’s office staff verified my insurance would fully cover the claim. Get the claim, says they are out of network. Owe 600.

Hey Fishes,
Anyone from Mass Mutual India / Legato Health Tech in backend development?

Does anyone here suffer from bipolar disorder? How do you manage it and working in law? I see a therapist, and a psychiatrist, and am on medication, but I still have days where I wake up and I’m so depressed I can’t move. I’m working on remedying this with my doctors, but how does one approach mental health issues with their employer? I never felt the need to until I realized how much being bipolar can affect my ability to work.

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

Does anyone here in a health system have insurance that covers fertility assistance or get paid parental leave? Really like my position at my hospital but as we start to plan a family - I'm nervous about the cost. Just looking around regionally - it looks like most health systems don't cover this.

Good afternoon!
Calling all LPNs!
Could anyone share their pay rate, current position, experience level and basic location?
Trying to get a feel for how much we are generally getting.

Thanks in Advance.

Any tips for how to maximize property damage insurance claim?

I'm 1st time landlord and my single tenant in Seattle unfortunately overdosed on cocaine+pills 5 days before found in kitchen. :( Extensive damage.

Seeking tips - ex. contractor validating damage was on highest cost cabinets & flooring, replace all tile/grout, contractors upbid damage value (within reason).

Too many are advising being bold w insurance companies we all pay for most our lives, but open to all advice.

How much is your current visit rate and mileage rate ? Is talking a job per hour / in home health a good idea ? They said you see 4-5 patients a day and mostly evaluation and SOCs

Which company is good to join
Evolent health: 15+1JB , hybrid after December
Orion Innovation : 15 , pwfh
Skill: donnet, azure , angular fullstack
Yoe : 4
Really confused to choose one.
Please suggest in terms of wlb and
career growth

What are your thoughts on getting professional certificates like those with University of Florida? Ex, Professional Certificate in Public Health. A good supplement or waste of time?

Hey guys,

is it safe to move to healthcare organization which is established in India only 2 years ago, but in US it was established around 160+ years ago, keeping in mind on recession and job security?

Please help me on this!!!


Fractal Infosys Tata Consultancy IBM Wipro Nagarro

NRF matched Millbank in TX yesterday

How much did you all pay for the 20 week ultrasound out of pocket? My 12 week ultrasound cost me $600 so I am guessing the 20 week one would be even more expensive. I have the high deductible plan from United healthcare.

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

I'm SVP/strategy for a PR agency. I moved into PR, Healthcare, and Strategic Planning only 3 years ago. An agency recruiter is trying to convince me to move into a GSVP account role, assuring me "at that level it's all strategy." (I dont think she understands the words she's using. Or that I'm qualified). But long-term, knowing account roles are so much more plentiful than brand planning in PR, I'm wondering if I should start thinking about account. Anyone here moved from strategy to account?

What are the benefits they provide if we have to work from office at Bangalore.

Why is it some companies make you reapply to a role when you’re towards the end of the interview process?

Would anyone who works in P&O at PwC like to chat? I came across a role that’s pretty much a dream job for me (I’ve worked in proj management hence my title, but my background is in business psych). Thanks in advance :)

It’s looking bleak, but are any south florida firms hiring juniors for com lit positions?

I gotta stop having sex dreams about partners.

Hi Everyone, I need your opinion.
I met a girl 2 months into my 6month exchange in NYC. I enjoyed her company and we had fun together. She is really busy (IB) but we made time for each other. so it was late night and weekend hangout. When i was leaving to my home country in UK, we said we would try to make it work. Now that i am home, it has become difficult. I have lots of friends (girls), therefore i am always with them when not working, and she doesn't like it much as my ex is among (TBC)

Hi guys,
Need 11 likes to access dm's

Thank you

For a 10 yoe , azure data engineer role which is best LTI or xebia or HCL ?

HCL Technologies LTI Information Technology Xebia

Has anyone attended HackerX events? I'm wondering how the experience was and if you felt you built a brand with good candidates.

What's salary range for Senior Associate with 8 Years experience in PWC advisory?

What's the minimum days/ years that one should have worked in order to receive the gratuity at Nagarro?
Do we get the amount in full that was deducted or do they give a fixed amount?

Hello fishes, I'm serving my 15 days notice and an immediate joiner, I'd appreciate if anyone can refer me to a DevOps or an SRE role.

Favorite sushi in NYC?

Getting ready to look for my first nyc apartment with viewings this weekend. What should I look out for on these tours? Maybe specifically, how do I make sure there are no insect/rodent issues??

Cute second date ideas for this Saturday? Want to set up the expectation that yes I love to eat and drink but I also like to do things… any festivals, exhibits, street fairs, movies, etc. popping up?

Hi fishes,

Should we accept a counter offer after resign?

Counter offer includes:
Matching the compensation and bonuses.
Promoting to new profile

I am appearing for an interview next week for .Net profile. What should I expect in the interview Resume based questions or DS and Algo related questions?

Anyone know anything about 300 E 23rd? Good building, neighborhood, etc.? New to New York and don’t really know what to look out for - want something with some life (bars, restaurants) but not filled with clubs

Alright savvy fish… starting at a startup that doesn’t offer a 401K option (yet). My base is over the Roth IRA income limit. What are my options - can I do traditional and then convert?

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

Are the ETFs that track the S&P (VOO etc) heavily dependent on FAANG? Is it too risky ad a result - since it’s reliant on a few companies in the same industry?

If anyone could answer this with accuracy, they wouldn’t be on Fishbowl but any guesses on when our 401k balances get back to where they were? Two years, five years? 💰

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Is now a good time to buy a house?

For the past two months, I’ve accidentally contributed 80% of my net pay towards 401K. Is there a way to withdraw from 401K without attracting any penalties

Another market discount day. What’s everyone buying?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

15 year at 2.5% vs 30 year at 3.25% fixed rate mortgage loans. How would you think about this and which one would you recommend?

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Wish I listened to my roommate on Blue Apron. Up 115%

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Has anyone opened an IRA for a non-working spouse using ITIN?

Is it allowed?