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Please help with what'll be in-hand for this

Hello ,
I am currently working as an consultant for kyndryl as cloud sme with 7b band on lower level 13.5 lakhs. My contract is coming to an end so I contacted my manager was offered an job at same 7b level at 17 lakhs . Should I take the offer , will I have growth in the Company? I have an another offer from hcl 18 lakhs . Kyndryl Inc.
How much will be in hand.

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Chief
NPS employer contribution was just credited to my account today
Please check now ,it should be credited for you too
Pro
I got the email today for my employer contribution
Yes.. It got credited today
Thanks for the info