I was excited to cut cost and save but my townhouse HOA fees will be increasing significantly in 2022 (60%) to cover some land repairs in the community. We got this house in Dec last year. Did see mentions of land/wall repairs in the HOA document but was told by the agent that it’s extremely uncommon for the fees to increase by even 5%. The HOA tried passing this plan last year but couldn’t collect enough votes to proceed. This time around, the homeowners close to the land/wall are lobbing to ..

Anyone in Toronto looking for a CD? I need to make a change. Agency or in-house (if the in-house is cool.)

Can someone please refer me for Network security administrator profile Noida.

Hello IBMers,
IBM has offered me X amount ctc and i accepted it on portal....now got to know that market valuation for 10.3 yoe is greater than offered ctc....can i ask HR to increase the ctc and change the band...will they consider it?...not holding any counter offer as of now

What agencies are hiring for junior consumer roles?

How do you cheat on an ethics exam, isn’t that counter intuitive?

I should have posted in this bowl... but Coronavirus is forcing me to freelance for the first time in 2 years. I have 5-6 years UX experience, is 40 hourly a reasonable rate? Should I negotiate...

Is there a UX design equivalent of a creative brief? Something for stakeholders to sign off, and for everyone to use as the master starting point.

Can anyone refer me for Accenture strategy management consultant role ?

Hi 
Can anyone refer me for a data science analyst role in Amex

Thanks .

What are exit ops for a lawyer in M&A tax? How long do I need to stay in PA before looking for other opportunities?

Suggestions for a romantic bday dinner spot in NYC? Preferably veg-friendly. TIA! (will be end of September/early October so guessing most outdoor patios will be closed).

Hello there, fishes. I'm planning to see a movie this weekend, but I'm not sure which theatre to go to between PVR Gold in Phoniex Mall and Cinepolis VIP in Seasons Mall. Did anyone go to either of these? 
If so, which do you believe is worth it and has better experience?

I have a hard time articulating and communicating ideas to my team. On top of that, English is not my first language. I’m 27 but sometimes I feel like a jr. How can I empower myself and beat the impostor syndrome ? Do you honestly think that being a woman I have to work twice harder for it?

Hey Fishes,

I have been selected as Associate 2 for Management consulting DDV team at PwC AC bangalore office. They are currently offering 14LPA fixed with 12.5% variable.

They have asked me to submit my documents and then they will start the negotiations. Can anyone let me know if this CTC is okay? I feel it is low as per the Management Consulting team. Please advice

YOE 1.1
Currently CTC 6.78

Hi all, I was told that my business unit is Finance Risk and Control in JPMC. My profile is Java Fullstack developer. Can anyone help me about this unit ?

Anyone here going to FinCon in Dallas?!

What is the best way to get annual cash flow (outside your regular income) without buying a physical asset? I want to generate $100k in incremental cash flow and looking for ideas..

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

For those of you who made your first million in net worth, what did you do next?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Does using a 401k Loan to pay off Credit Card Debt, Student Loans and build an emergency fund make sense? know it takes away from future returns but wanted another opinion or experience from it.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Why does fractional real estate have such a bad reputation? For context, have about 2 million saved plus house worth another million. Early 40’s. Generally follow FIRE, but being cooped up for covid has been tough, and wanna buy a fractional out west at Jackson Hole, where I’d love to go skiing every year....so I have something to look forward to. Would cost about 50k for access to 1 week in winter and 1 week in summer. Plus HOA fees of 5k/year. Thoughts? Watchouts?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.