This might not be applicable to some (most?) but worth a pursue if you have a big enough loan.
https://financialchainbreakers.com/how-i-got-250k-in-student-loans-forgiven/amp/

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

Does anyone know the down payment requirements for a Jumbo loan?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Is it possible to buy a house and sell it for a higher price?

Thinking of starting and Only Fans account for extra side money. Don’t know what it would be yet though. Sounds wild but my salary barely covers the cost of living and I’ve been living with school debt. Anyone have one on the side? Serious answers only please!

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

How do I make millions?

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

X Financial (XYF) - China-based company - IPO tomorrow. Who is buying?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

EY audits GOOG, AAPL, AMZN, FB and NFLX..what to trade then ?? 😞

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Any one doing home mortgage with First Republic? Do they have conditions like rollover old 401ks with them?

Why do things escalate so quickly at the end of my shift? Ugh - I feel like this is the Murphy's law of medicine.

Persistent conducts interviews just for timepass. After clearing all rounds they don't offer. Aspiring candidate dont attend interviews.

Happy Friday! This bowl is as empty as my soul.

Do you get notified when your computer ships?

I’m about a month post FET, and after a positive beta I was feeling all of the classic symptoms (like nausea) from like week 5-6. But, this last week the nausea has significantly subsided (though not completely gone). Has this happened to anyone? We have our first ultrasound in a week - so nervous!

Just did my baseline testing and got results. My appointment to discuss the results with my RE is in mid January. Any guides / ways I can start to interpret them on my own before then?

Hi Fishes
I am having 3.5 yrs of experience in production support background.
Having knowledge on contact center technology products like verint impact 360,verint v15.1,Avaya
Call Monitoring
Troubleshooting
Ticket management
Change management
Log analysis
Health checks
Etc..
Currently serving notice period can join in 30 days LWD Feb 16th
I am interested to learn new technologies as well
Please do refer me if any opportunities

Thanks in advance

What are your home office must-haves? I want to spruce up my office and have a stipend from my firm to help with office furniture and tech. I already have dual monitors, a decent webcam, and a ring light for video calls. Would love to hear others’ suggestions!

I am currently working in PayPal India, have completed 2 years in my role.
My career goal is to move to US, that's where all my friends are.
how can I make an internal switch to US office ?
Any suggestions are helpful Thanks.

Hi Everyone,

I'm currently serving notice period and looking for opportunity in SAP BO development, I'm having 5.8 years of experience in same. Do let me know if any opportunity is there?

P. S : already referred in Accenture this month.

Hi fishes,
Need referral for cyber security, 2.5 YOE.

Hey hub, I just exited a web 3 startup after monetizing them while overseeing business systems and revenue operations and GTM I am looking for my next major gig. If anyone wants my skills I’m solo now. Message me. I have 15 years in high tech and 10 years industrial with backgrounds in military and an mba. it could be gig work, contract, or a temp role, I can help you hire and build your roadmap to making money. Thx!

Any IBM referrals for a PM role @

Wondering if anyone can give insight as to what salary range is for an insurance compliance role as an IC3 or similar?

Looking for a position in the ICU at Loyola Gottlieb Memorial Hospital, are there any recruiters out there?

Hello Everyone ☺️

I am planning to move to Randstad for talent coordinator position.
What is the package I could ask for??

How is the Work life balance in Randstad offshore services??

Just bought a house here. Is it necessary to have a sprinkler system installed in Houston? From the DC area where no one really uses them and it seems to rain just as much here.

What's your favorite restaurant in Houston, hands down? I'm trying to test out all of the best spots before I move! Please drop your favorite

**HAPPY HOUR**

I'm in the back of Kirbys Ice House (River Oaks location) at a table with 2 couches.

You'll see the Fishbowl balloons.

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Have 20k, what’s a good small business to start with this fund? Serious question here

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Does using a 401k Loan to pay off Credit Card Debt, Student Loans and build an emergency fund make sense? know it takes away from future returns but wanted another opinion or experience from it.

Sooo AMC.. who’s in?

😂

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Debt payoff update: house paid off, personal loans paid off, credit card down from 22K to 5K. Car loan is 21K. Looking to be completely debt free in 6 weeks, very excited!

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Anyone a CFP as a side hustle?