What is the best way to get annual cash flow (outside your regular income) without buying a physical asset? I want to generate $100k in incremental cash flow and looking for ideas..

How to understand “coupons”?

With the same %yield, which one of the following is better.

A treasury bond with 6% coupon maturing in 2025
Vs
A treasury note with 2.5% coupon maturing in 2024

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Best and worst cars you’ve ever owned?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

New to option trading, trying to create a protective put (cont)

Great time to be buying ETH right now. Could still dip to 1800 at the lowest, but I’ve gotta believe we’re going to 8k+ once the eth2 upgrades hit.

Besides working, how do you finance pros typically spend the weekend?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Is a 49% debt to income ratio doable for someone who lives very frugally?

The investment banks are manufacturing this dip. They’re all setting up crypto platforms for their institutional base. Once the big money comes in during Q2 everything is going to the moon

Any metaverse coins I should be looking at? What’s the next big thing? Have a few grand to gamble away.

Anyone feels like they are earning more, spending more and worrying more?
#financeinsingapore

Investor’s Business Daily: worthwhile?

Hi everyone, I’m 54 year old making 37k in health care I’m have not debs and cash in the bank. I recently got divorced so He tock everything so I have only what I mentioned. I live in a house with a room mate paying $300 for a room. I would like to invest or make some kind of way to grow my money. Any suggestions??? Please

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Hi friends, I have few queries. Can you please help on this.

1. Can UST revise the offer they made if I show an counter offer? (They offered 16 lpa but now I have another offer with 25 lpa)
2. How much days it take for them to revise it if they accept the counter offer?
3. Is it recommended to join UST?

YOE- 07 Years
Skill- Test automation

How do you integrate mindfulness in your classroom? Have you ever experienced a negative reaction from parents or administration?

Anyone familiar with legal recruiting careers, specifically at Parker and Lynch? Thinking about making the switch. Any insight or advice is appreciated!

Having 2 offers in hand one is Capgemini’s(Hsbc) and Coforge(Hsbc). Both companies offered same package. Any suggestions for job security and onsite which one is good. Having 7 years of experience..

Hi Folks,

Just wanted to know till when is work from home is continuing for Oracle?

I think they can ask whether to return to office but can't force to be back...

Share your thoughts :)

Okta's CMO thinks it will be bigger than Salesforce eventually. Sell me on that please.

Is it okay if I ask my interviewer from the first round tips for the next round of interview/format of interviews? They’re a school alumni.

Has anyone travelled from US to India for 2 weeks. I need visa stamping as well. How long does that take

Has anyone else seen ads for the musical “Shen Yun”, EVERYWHERE??? To date I have seen billboards, social media ads, posters, and received a mailer yesterday. Their media budget must be massive.

Anyone in consulting and doing OE? Using bench time for J2+ seems like a good opportunity in this environment, considering it wouldn’t look out of place to remain on the bench for quite a while

TC of 180K at AWS for non tech role with 10 YOE in DC area. Is this a strong offer?

I recently switched to a developer role in a product based company from a support engineer for past 4 years in a service based company. I got a good hike as well.

Since I did it I think anyone can do it. Let me know if my experience can be of your any help.
Happy to help!

How frowned upon are crew neck undershirts?

Vtsax vs fxaix?

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Can I afford a 300-350k mortgage on 87k salary? I have no debt, would put 10% down

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

What stocks are you guy guys buying right now in this market?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone buy a small apartment building or small strip mall? What has the better ROI — residential or commercial income?

Say I put $1k into a stock, it doubles, so now I have $2k, can I withdraw my initial investment of $1k without paying taxes or does this still create a taxable event? I’m concerned since I technically sold my initial shares for a profit but I didn’t sell for a gain above my initial investment.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Debt payoff update: house paid off, personal loans paid off, credit card down from 22K to 5K. Car loan is 21K. Looking to be completely debt free in 6 weeks, very excited!

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Anyone investing in index annuities? Can someone explain why this is beneficial?