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Bain & Company I’m an Indian seeking work opportunities in technical and/or consulting space in Europe/UK region. Have almost 4 YOE in BI/Data Analytics domain.
Any leads would be appreciated.
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I don’t think anyone ever thought actively performed better. Actually many studies support the market (I.e., a total stock market fund) out performs the majority of actively managed funds
Statistically, no, it won’t produce better results. Also personally, I did beat the market when I was actively investing, but my portfolio was not well balanced and it was really stressful.
I don’t believe you can be a full time consultant and actively beat the market by managing your stock.
That said, I do believe there are a small handful of people who do it as their full time job that can beat the market by active managing trades and their clients money. I would be open it seeing their work and moving my stuff over if people find someone like that
From my experience find you favorite 4 ETFs pick 5 stocks from each you have most conviction on. Make those 20 stocks 60% of you portfolio. Put the other 40% into low cost index funds (VOO or VTI). Thank me later
Also make sure at least 30-50% of the individual stocks pay some kind of dividend
I think you’re on to something and that it’ll be the right move. Either do some ETFs or do something like the Schwab Intelligent Portfolios - it’s a great and well-performing offering. That combined with their automatic tax harvesting (I was surprised how effective it was when I did the 2020 tax return recently)… I couldn’t be happier. I do both though: I’ve the Bogleheads 3-4 ETFs (doing them through Fidelity), and then the Intelligent Portfolio. No more day to day headaches.
What ETF would you recommend? Im 24 and will likely need the money in the next 3-4 years for a down payment so nothing tooo risky
Thank you!
Coach
Statistically you’re better off in low cost index funds