If I'm getting same instant discount on HDFC credit card and Debit card, which one should I use?

What are the additional advantages of credit card?

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Posting as :
works at
You are currently posting as works at

Points maybe ? And more time to pay back, so you are rotating banks money.

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Credit card you will get some points and a credit time till the due date of the bill.

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Use CC instead of a DC as CC come up with provisions for fraud protection

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You will have to pay after 50days
Your credit score will effect
Keep in mind dont awipe more than 50% of credit limit
Your cibil can affect negatively

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