If you had $50k, would you rather put that as a down payment for a new rental property or just throw it in an ETF?

like
Posting as :
works at
You are currently posting as works at

ETF

Housing market is still inflated, and most rental properties won’t cashflow at current mortgage rates (unless you rehab them, which you probably wouldn’t with $50k down). Also, the few properties that would cashflow under $200k purchase price aren’t worth your time IMO

like

ETF, real estate is meant as a diversification channel for institutional and UHNW portfolios. The adjusted return of equities absolutely crushes RE, especially for sub scale operators

like

ETF

like

It depends… what does your current portfolio look like? What would the cash flow be?

like

ETF

like

ETF. I’ve had a small, multi-unit portfolio for the past 7 years. This year I began the process to wind down and just put it into the market.

The risks you take with tenants just aren’t justified at the cash flow you’ll see in today’s environment. And if you’re totally passive, the returns simply aren’t there.

Unless you’re buying cash, real estate has become real difficult.

Related Posts

Anyone prepping for the SHRM-CP test? I’m taking a prep course this fall and would love tips or to know if there are any study groups out there!

like

I am struggling to spend the time to study for the PHR. I have everything I need, but I feel exhausted from the work week every weekend. I’m looking to take it in August.. help? What do I do?

like

Anyone knows about EY GDS hirearchy?

like
like

How how many days you expect to get a Laptop delvry from the day of order from the portal in Oracle?

like
like

Hi have an offer 7.5 lpa + 50k bonus from NSEIT, i have 2 yoe in .net my current CTC is 4.8, please suggest if this is an good offer.

like
like

If you had a chance to take all of these certs, CSM, PSM, SAFe, PMI ACP, which one them would you do first and why?

Thank you

like

Sign on bonus for EYP post-MBA Consultant role? Strategy group if that matters

like

Trying to break into advertising, specifically copywriting.

Are there any programs, schools, or courses that I can complete online while also working full time? Thanks!

like

I’ve 3 years of sales experience in retail ( reached 90k over target) and 2 years of digital marketing experience, I love selling and building connections with people, I want to join a Saas company and work as a SDR but keeping getting rejected due to the fact that I’ve no saas selling experience. I love to learn! Is there any recommended courses or anything I can do to get my foot in the door?

I’m a native English and mandarin speaker based in Dublin, Ireland.

like

Any advice on finding a pre-mba internship in tech? Will begin firing off cold emails soon unless there's a more tactful way of getting this going!

like

I finally got through to the Hiring committee round at Google. Should I be excited or nervous or not read into at all?

likeuplifting

Let's say you make $300K at a FAANG and have good work life balance. How much more would you need to go have terrible wlb at a PE, but likely do more interesting work?

like

Hi! Would you be kind to spare some likes? I want to start putting this app to use! Thanks in advance:)

likeupliftingfunny

Staying a weekend in October in Salt Lake for the first time. Is it worth dropping more points to stay downtown or save some by staying on the outskirts?

like

Are there any certifications or comprehensive courses for attorneys looking to break into blockchain?

like

How to check the version of SAP Ariba which is being used? And what is the latest version of SAP Ariba?

like

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

like

Additional Posts in The Real Estate Bowl

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

like

So I am about to move to D.C this fall for work. I'm really interested in Real Estate and renting places out but don't know where to start. Should I look into getting a license or just putting down money on a place to own and then renting it out? What makes the most money? How long would it take to see income?

like

Can I negotiate for a longer pre-approval period? I live in a hot market so likely will take longer than 60-90 days to secure something. Or does the pre-approval auto extend without a bunch more paper work?

like

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

like

Who has done FSBO? Thinking of doing it for 2 of my houses that I’m selling in the spring time.

like

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

like

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

like

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

like

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

like

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

like

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

like

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

like

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

like

Currently looking for a roommate to share a 2 bed apt with in suffolk county long island. Message me if you are interested. Budget around 1300-1600

like

For those who use property management companies to manage your rental properties, what are the services that you really value and will switch out to a different one if not getting such services?

Are the <3.5% rates gone for good?

like

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

like

Can I get a commercial loan without 25% down?

like

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

like

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

likesmart

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal