I’m so bad at investing. I make many emotional investing decisions without thinking too much about them. Like I just sold ETF I didn’t like much and as soon as I sold it, it went up by 20%. So many of my individual stocks are underwater by a big margin. My returns are probably like 15-20% over the past 3-4 years. Anyone in similar boat? I should just stick to VOO and DCA...?

Holys*it, the seller accepted my offer, i’ll be owning a condo. Surreal! Did i make the right decision in this environment??? 😱

Thoughts on states taxing student loan forgiveness as income ? I admit I don’t know much about tax law but I feel like it shouldn’t be considered income unless they’re sending out checks to everyone. 10k off the balance of my loan shouldn’t be considered income.

🔮Monday ETH to cross 1k 🔮

Which SF neighborhoods to consider? Lady 🐠 looking for safe 1br with public transit / walking accessibility to FiDi and not far from SFO. Hoping to spend $3k-$3300, but could go up to $3500.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

If I leave big law for ADA will I get canceled?

I feel defeated in crypto - invested 200k in last 2 year and current value is $160k.
If I would have invested in index funds of stocks, I would have made atleast 50%.

I don't plan fo sell crypto, but feel bad for betting all my savings into crypto

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Please share your stock portfolio, ETF, mutual funds

Mine-
No ETF, MF
Stocks-
Wipro
Tata Power
Laurus Labs
Tech Mahindra :(

I bought a house in the suburbs of Chicago at the top of the market. I ended up moving out of state in 2017 and short-selling. I am now interviewing for a VP Accounting role with the mortgage company that got shafted by the short sale. If I get the job offer, can they/will they see this on my credit report? Can they pull the offer due to this? Should I tell them before we advance further?

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

First time home buyer: If I bought a house with a conventional loan and due to unforeseen circumstances had to move and have been in the house for less than a year, could I rent it out or would I be forced to sell?

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

When a client sends you a support document that "materially ties". That means you pulled the number on your tax return out of your ass and have no idea how you calculated it.

Is retail quant trading on a massive rise?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Salary for senior copywriter in Chicago. 6 years experience at big agencies? Good book but no lions yet.

Hi Everyone,
Im looking for a switch ,
I have 2 years of experience
Having good problem solving skills using java
And my current pacakge is 5.5CTC
So , How much I can expect from switching...
Please Help me

What is the expexted salary range for a 12 year exp in PWC AC in SAP Funtional domain?

Can you advise a young producer on working with exec creatives? How do you assert yourself & hold teams accountable to deadlines without making creatives feel as though you are challenging authority?

Hi Fishes.. I currently have offer from TCS and CGI. CGI pay is more so confused whether to join CGI or TCS. I'm from Python Automation background with AWS experience as well.

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

A client (in the banking industry) is looking for what they’re calling a software/dev ops attorney to report directly to the GC. Thinking 6th year+. Would need to be based in the south. Can provide more details if you dm me.

If you’ve left before your clawback period ended, how much time did your company give you to pay your signing/retention bonus back?

People interested in B-school: what are your top schools and why?

How do you make the most money in STEM? Is it about having a degree, prior experience and getting in touch with people? What’s your *success secret* and how does it relate to what you’re currently doing? Maybe you think business owners have the highest potential to make the most? Process engineer at an industrial facility in Goodyear, Arizona

Are there any books or classes about convincing people that have irrational arguments? Trying to figure out how to frame conversations that lead to my conclusions that aren't based in logic and fact.

Still pretty early in the app process here. What extra curricular activities are best to up your chances for M7 admission?

Has anyone worked with Sia Admissions? If so, what’s your perception?

Almost Monday, back to the grind 😪😪

Anyone joined NatWest recently..?

Anyone have recs for volunteering opportunities either in Northeast or Central LA?

Anyone know any consultants who specialize in re negotiating insurance contracts? I’m tasked with finding someone for our fertility practice.

Currently my location is banglore. I raised location change request to chennai..I informed the same to my Manager..he said there will be less growth in chennai..is it true🙄

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Hello, so I have 1k-2k to invest. Are there any stocks you see with high potential in a few years?

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Anyone have experience using John Hancock as a 401k provider?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Can please anyone help to start doing investments into stocks? What iOS software do you use for monitoring and investing? What helpful websites can you recommend for diving into the investment world?

Hello folks, so I’ve been trying to DCA twice a month. Every time I do we seem to hit a large drop right after. Does anyone have a strategy to mitigate this or do you just set a day per month to do it and not look back?

Where are my swing traders at??

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Advice please! I have $200k in a savings account (on top of 6 mos. emergency $) and plan to retire in 10 yrs. I'm VERY risk averse and would stash it in a CD but rates are so low. What to do? I don't want to risk losing $ but feel I am in a way by not doing anything with it...

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?