How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

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Forgot to mention, I highly recommend checking the box for your own retirement first

You can always take a loan for college, but not for retirement

If you don’t have enough, it will be your very own kids who will feel obligated to step in

They’re young, college educated, and can probably afford a loan payment

If you have extra, you can pay their loans off at a later date

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It sounds like you’re right where you need to be. College costs have been absolutely crippling. But that sounds like a discussion for another thread!

Your plan sounds solid

I would search the bowl, but 2 of the 3 posts directly before yours are asking this same question

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Lol didn't pop in my feed so missed those...

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6% tuition inflation is what I use with clients

The amount is personal, but generally speaking I think 50% coverage is good for the 529

The rest, taxable brokerage account. You can actually manage your taxes quite well, but most importantly you maintain more control over the funds

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Financial planners have traditionally sold certainty via 25 year projections as if they know exactly what things will cost decades from now

I think it’s better to be “directionally right”, and revisit often. Because I agree, the cost of education seems unsustainable for our children’s future

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