First time home buyer: If I bought a house with a conventional loan and due to unforeseen circumstances had to move and have been in the house for less than a year, could I rent it out or would I be forced to sell?

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

Really regret not selling United Wholesale Mortgages. Very confused on what to do with this one. Unless it gets PT it’s gonna be stuck around the 10 range. Think I may be eat the loss on first say a dividend is available

Any tips/tricks for putting in a winning offer? We’re doing 10% down, primary residence. SoCal market and it’s hot, so trying to figure out how to best compete. Thank you!

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Well, its a good thing I sold ARKF when it was $55 last year

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Crypto on a Green Day: frantically checks account every two minutes

Crypto on a bloody day: doesn’t look at account for hours at a time 😭

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Would you be concerned if your SO has no savings at 31? What advice would you give them?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Hey 👋 is it advisable to invest in real estate / buying my first home with all the looming uncertainty with brexit ?

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

If you were to invest ₹10L today for a period of say next 5 years. How would you do it?

Target is to have 15L by end of 5th year and NO investment can be made into real estate.

Want to buy a house in bay area? Is this a good time? Thoughts?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Anyone at Protiviti in their Cybersecurity consulting practice willing to chat? Looking to inquire about pay, culture, etc. Thanks!

Chicago 🐠: a friend is moving from CA to IL and is planning to rent a place somewhere in north burbs(Northbrook/Deerfield/Vernon Hills). He’s looking for 3+bd/2+ba townhomes/SFHs which will allow small dogs. Any advice on finding a broker? It seems Zillow or other portals are not very helpful at this moment. Any pointers are highly appreciated. TIA.

Misled on Maternity Leave Policy. I found out I only get 4 weeks pay for maternity leave (STD +“sick days”). I will take 12 weeks but wont get paid for 8 weeks. I work for a US, west coast based company in the tech/VC industry. Their website claims to offer “paid parental leave and other progressive benefits for parents”. I didn’t find out until after I was hired their pay was only 8 weeks but since I have been at the company less than 12 months, I don’t qualify for their policy. Is this unfair?

Crushed my final two interviews today. I will hear back sometime next week for a verbal offer for a Tech Solutions Consultant on the xWS team. Leaning towards an L4 but maybe they give L5 if the interview feedback was as good as I thought it went. Any thoughts on how I should negotiate base and equity? Maybe ask for sign on too?

1.5 year experience in PV, PharmD as well. Looking for PV Scientist Role or any wfh opportunity, any insight or advice would be appreciated!

Best way to get into an agency: from the outside or from within at another office?

Looking to migrate to other cities, but they have offices where I am that would be easier right now.

How is work life balance at Citi Risk Team?

Any success stories with EB5? Who did you use? How were the investment terms? Been on H1b 9 years now and no end in sight with eb2 wait. Concerned with risk of outright fraud not 500k investment amnt.

Hi,
Joining SAP labs, Bengaluru on 8th of August.
Looking for a share of accommodation. Female preferred.
Thank you..

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Hey fellow SPs! How are we doing this week? Sending some good vibes your way! We got this!

Isael all euro airports a nightmare right now or is it certain ones? Is there. Way to figure out which ones to avoid when planning a trip?

Any recommendations how to best prepare for CGFM exams? What resources did you use?

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Can I get a commercial loan without 25% down?

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How soon should you think about refinancing? Closed about two months ago at 3.25 (30 years) but rates keep dropping...

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Who has done FSBO? Thinking of doing it for 2 of my houses that I’m selling in the spring time.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

What's the best city in UK to buy a buy to let property, with best returns?

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

Hi Fishes - real estate investing newbie here. My level of knowledge is essentially at the rich dad / poor dad level. Any recommendations for best books to read / best YouTube channels to follow to get deeper knowledge? If it helps, I live and hence will probably invest in the NY/NJ area… TYIA!

How hard is it to get a business loan to buy property? Trying to buy a building through a business and not sure how much I can reasonably get. Business is not some shell or anything. Own a business that is a current tenant in the building.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you