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Publicis Sapient Hi Everyone Please help to decide which is best between thse two offers.
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The difference between the new and old tax regime is coming out to be very miniscule.
Could you please suggest whether minimum (1800) or max PF is better? Also I’m unable to figure out which regime I should opt. I will be able to hardly utilise 80C, 24B, 80D. Basically, I’m trying to get max possible in hand with min possible tax. TIA.
Go for old regime. There are many benefits such as HRA deduction, 80C deduction, 80D health insurance deduction, NPS deduction, standard deduction, and others (Home loan interest, donations). This will save your taxes for sure and also enable you to make some savings.
You can also compare both schemes and check your annual taxes. If you are interested in above scheme of things then opt for old one.