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The company doesn’t fire as quickly. Allows internal mobility in times of difficulty. If you have transferrable skills, you should be fine.
Yes, I’m auto finance, it’s safe. The division itself gets $1B+ in net profit (even in down years) How safe your job is likely also depends on what role you have in the division, but overall I don’t feel the business is at risk and I have a pretty good vantage in my position.