Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

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There’s a component of timing the market. If you hit at a dip then it’s great and if you hit at a peak less great. Most people spread it out

That said, time in the market outweighs timing the market

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Thanks, I assumed this with normal investing but was unsure if it really mattered with 401k. Appreciate the insight!

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New to investing...main depository relationship with BoA...good or bad to use merrill edge for investing? Plan on just looking at etfs/mutual funds

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I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

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Hi Guys,

I'm going to join in NatWest group, Chennai as Wow- QA Specialist with Band 7.2.
Actually I have 7.5YOE and my package is decent for my experience. Joining date is on September'22. whether I'm eligible for the current year appraisal and what will be the performance bonus & hike percentage ?
Is promotion possible for my position within 2-3 years ? what are the employee benefits available in NatWest Group ?

Could some one please answer for this ?

Thanks in advance.

Thoughts on bond market funds like FNBGX, ftbfx etc?

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Hi all,

I have offers from Sopra steria and accenture . Please help me to choose one corrctly.
looking for work life balance, job security, benefits, etc
Yoe 3.8
Package Sopra (10.8Fixed) accenture (9lpa fixed+1.89 variable+72k joining bonus)
Skill Sap abap

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Any advice for an extremely young, incoming Merrill FSA?

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Home office tax deductions. Any tax experts know if this possible even though I have an EY office in my city. I am on the road 90% of the time with 10% at home.

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My spouse’s health insurance no longer covers her antidepressant. The generic version of the drug doesn’t work for her. What can I do to get her on my health insurance plan?

Are any of you shocked to see how much more our friends across the pond are earning?

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California tax question. I moved overseas in November 2020 establishing a rental agreement in a different country. I sold my California registered car in May 2021 (my ONLY California asset). In total, I spent ~36 days in California during 2021. I use my mother's California house as an address to receive packages and letters. I don't intend to return to California, as I want to buy a house in Texas. I have a potential $70,000 CA tax bill due to capital gains from a long-term investment.

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How to take into valuation excess cash held by a separate unit but under the same company ?
I am valuing the unit that owns the cash. Will the excess cash be added to the valuation figure ?
Thanks

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When do you think NYC rents be at their lowest? I need to move at some point this year (date flexible). Debating whether to move in early summer or wait for prices to hopefully drop more

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What do you consider as a safe level for “rainy day fund” as a % of your annual income ?

Does anyone know how I can get pass the prescreen in Texas Health for their EPIC positions? Or does anyone know of a healthcare company that is hiring and will pay for me to get my EPIC certification? I have a Bachelors in MIS and currently working on my masters in Data Analytics.

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Hi Globers,

What are the perks of working in globant?
I see that it does not have any variable pay/bonus, no joining bonus awarded, expenditure on health insurance on employees is very less.

Can you guys bring out the pros and cons if you have worked with Globant for some time now?
I wanted to compare it with other Big 4 and product based companies.

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Lowest fixed rate student loans you've come across? Looking for a 20 year

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Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

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Just found out how much my parents have saved for retirement and I’m so concerned. It’s so very low. Starting to feel that no matter how well I save, it won’t matter because it’ll have to go to them.

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I got 900k in Tesla options. Leaps:
1000 2023
700 2022

Who with me?

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I'm new to this tax savings. I got 16 lpa offer
Currently I'm in rented house. Other than this I don't have any loan.

How can we save tax for 16 lpa fixed salary. Which tax is suitable for me old regime tax or new regime tax?
Please provide your valuable suggestions.

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Guys, I need your help with leads on product managers in *Customer Identity and Access Management* module. Got some doubts that I would like to discuss. Thanks in advance 🙏🏽

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How much increment provided by jpmc in Mumbai location?

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Finally a new office space for Hyderabad folks! Anyone knows by when wfo will start?

So I thought I had Covid - I took 6 tests and they all say the P word..
I’m in utter shock still. TTC 3 years

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I just read that fertility drugs increase ovarian cancer risk. Ladies who went through IVF/egg freezing, how did you go about it? After breast cancer scare a year ago, I am dreading anything that can expose me to cancer. I am mid-30s, single F and want to have biological kids one day. I know freezing eggs can give me some piece but on the other hand I’m afraid of increasing my cancer risk🙏🏻 (posted this on women’s bowl as well)

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Looking for an Job opportunity in operations - O2C domain, preferably cash application.
Experience in years - 3.8 years
Current company - Accenture Solutions
Current designation - Senior executive (management level 12)
Current CTC - 4,58,000
Variable+incentives - 73,280
Expected CTC - Around 7 LPA (Negotiable)

Can someone suggest if any vacancies are available or refer me the best opportunity

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“Standby passengers, in a minute I’ll be clearing you guys, just give me a second” - Gate agent five minuets ago

My brain is already fried

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Who is watching Love Island 🏝?

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New to investing...main depository relationship with BoA...good or bad to use merrill edge for investing? Plan on just looking at etfs/mutual funds

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If I don't sleep, that means the weekend never ended. Right? 😔

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In need of some billable work to do.

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Serious question: Sheraton cancelled my reservation and I was stranded for a night last night. Called CS and my useless ambassador and they cant help and “sorry”. How do I escalate this?

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I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

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Just got onto a new engagement, but will be leaving at the end of the month - do I tell my manager now or wait until 2 weeks before I leave? what is the best practice?

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Any 40+ women here interested to make new friends? 40+ man here.

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Hi not from Indonesia but speak the language

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If my lawyer sent a document with my signature on my behalf to the judge/investigator before I was ready for them to and didn’t notify me till several hours later when I asked when the final doc would go be ready for me to review, should I be upset? I was not copied or bcc’d on the email so I feel like this is unacceptable but not sure what lawyers usually do.

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Okay, I feel like if a QE in India needs to email me, an SE, to just press the 'resolve' button on a user story that was created after a bug report was issued and fixed, then maybe... Just MAYBE... There might be a bureaucracy problem. 😒

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Will the house market crash? Or at least go down by 20%? Thoughts ?

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Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
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New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

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