Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Hi - any good books recommendations for getting started on real estate investing?

I just logged in to the Chase app and it’s asking for my income to keep my profile up to date. Is this normal? It says it’s a way for them to consider me for credit limit increases but any reason not to share?

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Do anyone share your thoughts on kaiser permente healthcare project in hcl? I am going to join next month

Hey Fishes,
Just wondering to check if Paypal provides reimbursement for Internet during this WFH time. I heard they do not provide. Can anyone confirm and is there any benefits for WFH setup or getting gadgets.

Have offer for T24 grade in Paypal Chennai

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Pre-tax 401(k) or after-tax...thoughts?

37 / 13 years / 215K / PDX

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Following up on a similar post about NYC, for those in SF - salary and what do you pay in rent?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi! I currently work at a hospital as a per diem pharmacist and have been there for over 12 years. We haven’t had a raise in over 6 years. I am going to talk to my boss soon to ask for a raise. I was wondering what other pharmacists make in the Philadelphia area so I know how much I should ask for. Thank you!

Hi Fishes,

Does Deloitte send starting kit with their goodies? Lately, I've been seeing a lot of these posts on LinkedIn and wondering if they send it to all new joiners or is random.

Anyone play fantasy football? Would anyone be interested in a bowl / mini league? I’m guessing there are some good data analysis skills being put to good use out there.

Poll: What dress code do you follow at your home office?

I have a question - if you work in Manhattan, NY, will a newly renovated 4bed/2.5bath, kitchen, living room, full finished basement with another living room and two offices, laundry/dryer/dish washer on site and a parking spot, a backyard with a shed, in Queens (not popular parts like Astoria/LIC/flushing, also not dangerous), about 1 hour commute to the city, two subway lines, one express bus line and many local buses, rent be around $2800 be attractive? Or would you rather live in the city?

Hey ,I applied 3 weeks ago to Bank of America with a decent resume and referral. But still did not heard back.Need a human eye who is willing to check my application and help me moving to the next step?@BankofAmerica

Miami for Memorial Day long weekend, anyone? Or any recommendations for this weekend ?

Hello. I have a job interview coming up. When asked the question by the interviewer, “Why do you want to leave your current employer for us?” What is the best answer?

What's the amount you generally spend while buying office clothes?

Starting IVF in a month - any guidance in prep for it, things that may help increase success for egg retrieval or anything like that? I started taking supplements advised by my doctor, but curious to hear of anything else! Thank you SO much!

I have been doing commercial freelance photography work for over a year and a half, and slowly but surely the budgets are getting bigger and the work is more consistent. How do I know when it’s time to approach artist reps? Do I even need an artist rep?
What are your experiences with artist reps?
Thank you for the advice in advance :)

Favorite TED talks? Medical or otherwise

Any tips on a step by step game plan for finding a new job as an associate ASAPPP?

Recently accepted a job in oracle/financial systems consulting. I have some experience in systems but mostly FP&A and operations. I have a few cloud certifications as well.

How tough will it be for me to get up to speed and are there any recommended trainings I should do? Please let me know!

There are too many men out there who think that just because I'm being polite, it's a sign that they should flirt with me while I'm at work. I thought this was 2022, why haven't we as a society gotten past this yet?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

Fedloan servicing's stopped interest payments until Sept due to CARES. I'm a recent grad with more loans than most. Would you continue manual payments on the principle or invest that money? ~$300/mo.

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

New to preferred stocks.. any recommendations on what companies to watch out and invest in

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Any thoughts on XPENG IPO this week?

Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

I just started my first day at a startup (on the executive team) but a new friend of mine wants to utilize me as a part-time portfolio manager/financial advisor given my entrepreneurial, VC, & operational background. His holdings are $10m+ and mostly in real estate but he wants to get more involved in tech investing. I have a background in both and it won’t violate my obligations. What terms should I offer him? I was thinking: 1% AUM and 10% profits. Please offer any advice.

Will the house market crash? Or at least go down by 20%? Thoughts ?

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

$JETS ... yay or nay? Debating hmmm seems overpriced atm

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
Don’t get me wrong, I like DD and Airbnb, but the $100+/share seems odd to me given that both are susceptible to regulatory and overall consumer confidence. I was able to buy into PLTR for $11/ share fwiw and think that company has better long-term upside prospects.
But again, would love to better understand the DASH and ABNB mania. Feel like I’m missing something

Robinhood just kicked me off their platform and I have no idea why. Now I need to quickly liquidate. Any recommendations to invest in mostly VOO without any fees and a nice UI for my phone? I need it to also connect to Mint.

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

Anyone else riding the $HIVE wave?

Newbie to investing. What are good online courses / books to get smart on investing?

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491