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Chief
Don’t purchase life insurance while pregnant, your health exam won’t be as good. And ASAP for #2.
I bought life insurance while pregnant and my health exams were fine. They take into account that you’re pregnant when evaluating your health. My premiums were less than my healthy husband’s premiums. It was important to have life insurance in place before giving birth for obvious reasons (in case I died).
Conversation Starter
Thank you EY 1 and EY 3!
Pro
How much coverage did yall get for life insurance?
I’m in the process of getting $1.15M for myself through my employer benefits. It’s only $40/month.
Husband and I purchased life insurance when we bought our home & started trying for baby. We need to have a will drawn up - on the list to do in the 8 weeks before baby arrives. 😳
Won’t have insurance and our will written until after the baby is born. Where I am you write your insurance into trust to protect it from inheritance tax and cannot name a beneficiary until they are born.