Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Do we have to update the tracking and trading with details of like mutual fund, life insurance

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

What was your 30 day PNL %? Gaging where my 187.8% stands as I’ve been hit and miss on buying weekly dips.

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

When the senior manager expects you to create estimated tax payments out of thin air because the client refuses to pay safe harbor.

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Why is Deloitte’s 401k match do anemic?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

I got offer from Capgemini and joining location is Bangalore. Will they allow me to transfer my offer to Chennai.

I’ve been a licensed general lines (2-20) insurance agent for year and a half and have sold around 2M in premium, of which most of it is personal lines (homeowners, DP), and some commercial lines business. Even though I’m licensed to write my own business, the sole producer in the company is my boss. I currently make 35k + 15k in commissions (approximately). Is this a normal salary? Or how much should I be making? Appreciate your help

Internal reference for position. Get moved up the chain for position and get an email yesterday asking to come in before upcoming hiring deadline. Respond shortly after, no response since Cont

Is there a option in gurgaon or dekhi where we can stay by paying on daily basis.. also which is low on pocket .

Can a company from US hire a dev from India directly? On usa payroll?
Or would there be legal issues in doing so.

Brillio is Hiring !!!

Architect - Amazon Connect
Exp : 10-14 yrs
Location : Bangalore

Architect - GCP
Exp : 10-14 yrs
Location : Bangalore

Technical Specialist - GCP
Exp : 5-6 yrs
Location : Bangalore

Technical Specialist - Jboss/Tomcat
Exp : 6-10 yrs
Location : Bangalore

Production Support - BPUAA
Exp : 6-10 yrs
Location : Bangalore

Database Admin
Exp : 4-6 yrs
Location : Bangalore

Calypso Admin
Exp : 4-7 yrs
Location : Bangalore

Architect - Azure
Exp : 10-14 yrs
Location : Bangalore

Hi everyone! Happy to join this bowl. I rep for a production/post house and also rep directors. nice to e meet you!

Producers & Creatives: when reviewing reels for a project, what’s your strategy? First few spots only, watch spots based on brand or thumbnail, well known company or director name first and foremost?

Need advice. Any tips on how to keep libido active ? Have an amazing BF who wants to hump all weekend. (Also desi & travels for work) & Am dead tired, just wanna sleep. Not sure how gets that energy

Which firm has the best reputation in DC?

For any Alvarez and Marsal fish, how has your work life balance been? Very interested in hearing from those in their healthcare industry group, but anyone is welcome to respond.

How are hours in CMAAS?

I have not been reading books in a long time due to raising kids, hectic work and just day to day life.
I really really want to get back to reading.
Do you buy all the books ? I used to read only physical books. Audible books are not appealing to me cos I have hearing issues. Please provide me tips / pointers. TIA

Any recs for a full brimmed hat to wear on the beach in South Carolina? Recently got diagnosed with vitiligo and can’t rock the backwards hat anymore on the beach.

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

How t save tax for 9 lpa salary. Can anybody help me out.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Can any one tell me, how to invest in quant mutual fund through it's website?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Best app to track expenses?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.