Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

Make $80k a year, pay $1,440 for rent, haven’t grown my savings in 2 years. Is it me, or Sf?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

How much are you contributing to your 401k?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Has anyone used or heard about Flagstar Bank for mortgage? Seem to have a great program for JDs, wondering if anyone has any bad experiences or good experiences with them

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

What are some good modern/post-pandemic personal finance books you can recommend?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

Anyone know of a good cross-border US/UK financial fiduciary?

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

Anyone else scroll through LinkedIn and constantly feel behind in their career? Everyone I know is exiting from MBB to VC/PE and I’m still making peanuts at Big 4. How do you deal with knowing you’re mediocre/less sharp?

Best consulting firms for work-life balance? I know consulting is chaotic in nature, but just curious to see which ones are the best in dealing with this?

Anybody else quiet quitting just until Christmas bonus time?

I’m interviewing for a community manager role with a creative agency tomorrow. Anyone have tips specifically for CM/Strategy roles?

What's the confirmation procedure in TCS? In the offer letter it was mentioned that initial 3 months would be probation and after that confirmation. Could you guys please let me know if any action or follow ups required from our end or HR will do the needful ? Please let me know

I was recently offered a Zoom interview. The school had 10 interview slots for me to choose from. Three were one day this week and the rest are next week. I chose the first time slot available. Should I have waited until one of the last slots so I was fresher on their mind when choosing a candidate? I am just sitting here stressing out until I here something. Also, do interviewers still appreciate a hand written thank you for the interview?

Can anyone anyone help with a salary range for a senior E&S UW. 5 years of experience. Interviewing but don’t want to sell short for my salary expectations.

Is there a special title at your company for a Project Manager that works on product development and not an IT project manager?

An example might include launching a new product from conception through form writing, rating, filing, programming, training, and implementation, or the transfer of products from an acquisitions writing company to ours.

Hello, I am getting interviews for the tech roles but unable to clear the final rounds. Any suggestions? Mostly, I apply for BDR roles only

I recently left the Army about a year ago. Did a DoD SkillBridge fellowship and accepted the full time offer because I was scared of not having a paycheck. About a year later, still at the company and I hate it. Don’t feel purpose and I’m working with recent college grads as my peers. How do I get a job that takes advantage of my experience, whereas mine currently views me as starting over?

Anyone working in spain??

What does drug testing look like after you get an offer?

Hi fishes,

This annual appraisal I have got a good % of appraisal increment on my salary but I was not promoted to a senior developer (although I have been mentoring a junior dev in my team and been part of building the project by implementing new technologies and tweaks) and my total YoE is 3.5+ years. What could be the reasons? What should I do now?

Thanks in advance!!

What can be the package for a Power BI developer having total 7 years of experience?

Hi I’m in the interview process at PayPal and negotiating salary. The position is a Manager L 25 in Reg Reporting and I’m trying to figure out a range for Florida but can’t find much at all. Any guidance would be very appreciated

Hi, What should be the salary for 9 yr experience in azure devops ?

How do you decide on max rent based on annual income?

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Anyone know about equitable advisors?

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..

If I have a six year old and 150k in a 529, can I say I’m done?

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.