So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..

I’m on OPT right now, so depending on the H1B lottery next year, I may or may not be living in the US long-term. Does an HSA make sense for me?

What is the *prime* amount of money to bring you happiness?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Is buying VIX Puts and SPY puts a good strategy to profit off of coronavirus volatility on both sides this coming month?

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

First gen, first year lawyer here. What do you do when you have family members who expect money from me every paycheck. I try to stand my ground but I get guilt tripped, especially when those family members were there for me.

It’s getting hard to save money when there is this expectation that I must give them money every paycheck. It feels like I have nothing for myself.

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

How many think marketcap of cryptos will reach 700 billion or more before year end?

If you could go back in time what would you tell yourself before taking out student loans?

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

How do you ask for points?

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Anyone know good property managers in the Denver area?

I'm having difficulties connecting with my team over Zoom, and I'm feeling lonely. Anyone else?

Anyone from industry solutions team at Microsoft? Need interview tips.
TIA

LADIES: SWEAT, Fitbod or else for HIIT workouts & committing to a routine?

I work at a small, 3 lawyer firm. One of the lawyers is not barred in the state we practice. Because of this, the managing attorney has been having him draft motions and other legal documents and use my name and bar number and having me file them because I will have to appear in court for the matter. Is this normal? I am not provided time to review the materials before I file them so I end up working longer days because I am nervous to file something using my name and bar number.

Definitely not a fan of Westin's "Eat Well" proposition. I'm working in the room at 2:00 AM and the most appetizing menu item is a cold turkey avocado and arugula wrap. I just want a burger and fries!

Can anyone share with me an example Cover Letter? Thank you

Our firm told everyone no bonuses this year due to the pandemic. However, people like myself with high utilization received a “bonus” in terms of a gift card. My director notified me of this, but the other day my boss was mentioning how no bonuses this year really sucks. I was told by the director to not mention it to anyone but I figured if anyone knew I got one it’d be my boss. I feel super uncomfortable now because do I essentially lie to my boss because I’m not supposed to talk about it.

Anyone in EY Advisory in NYC know how annual pay increases are distributed as a staff? I’ll be in tech advisory and have heard of pay increases from 5% to 12%. Is it domain or performance based?

Any insight into working for Saiber? Salary for 6 YOE?

What’s the salary range for Manager role with 14 YOE .NET in PwC AC Bangalore?

Hi!Please I’m looking for scrum master or business analyst roles.. I’m interested if you have any opportunities in your companies

What is the base salary in the US office for JC1, Jc2, c1, c2, sc1 and sc2?

How are High Schools doing College Visits this year? Google meet, zoom, something else? Do students Pre register? During the school day or on the students time? I’d love to hear how you are going about it. We are not allowing visitors in the school this year so it’s all virtual. Thanks for your reply’s.

Hi
Can someone refer me in Citi
If there is an opening for analytics position

Skills: Python,SQL,excel,sas

Yoe: 2.3

Hey all! I am trying to get creative with recruiting in Chester/Richmond, VA area. What are some great sites I should post on?

Hey all, transitioned from the military last spring and got a UX product manager position at a bank.

Pay is good, but missing the mission aspect of work. Have interview offers from Microsoft and Amazon for cleared PM work, but most of them are less product manager work and more adjacent program work.

This might just be grass is greener thinking, but would love to hear if you have made the transition if you enjoy cleared PM work or do you wish you stayed in the non-cleared space?

Hi Folks,

Is 27K zloty a good salary for a bachelor in Wroclaw??

YOE -17 years

How much INR we would be able to save ?? Pls share your expert opinions

Thanks in advance

Currently Platinum on Delta flying 3,000 miles a week but headed to b-school in the fall with an American hub. Worth switching to AA for the next few months or should I keep racking up Delta skymiles?

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

I need some expert advice. I have 40k in 401k and 40k cash in savings account. I moved all 401k to a very low return safe portfolio in July and basically I haven't done anything with the cash as well.

Starting to feel like I am missing out on returns and now is the time to put everything back into the market. Does anyone know reliable financial advisors that will do it for me and also account for the independence related restrictions.

Other suggestions/tools appreciated as well.

If I’m just beginning to invest outside of my retirement accounts, should I invest in a Vanguard ETF (VOO)?

Currently using Morningstar... A little fed up with them!

Any recommendations for other/ better financial data services?

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Newbie backdoor questions:
I have a traditional 401k with pwc, want to do backdoor

1. Is the process: traditional 401k -> rollover to traditional IRA -> conversion to Roth IRA?

2. In any step of this process, will I incur a tax penalty due to age (I'm in my 20s)?

Any help greatly appreciated!

Favorite dividend stocks?

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?