So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Best way to transfer money from US bank account to Canadian bank account? Transferring offices to Canada and want to learn what is the best / most cost effective way to do this. Thanks!

Why does DIP (debtor-in-possession) loan has such high interest rate + facility/admin fees when it is basically guaranteed by bankruptcy laws? (Postbk priority and/or priming lien)?

Roth vs Traditional 401k, thoughts?

Financially entering the most expensive season of my life 🤦🏾‍♂️. Making the most bread in the family is all fun and games till you get those christmas lists! Not to mention flights to see family. Do y'all feel like being successful in finance changes the expectations family members have for you, especially during the holiday season?

How many of you max out all tax-advantaged space, i.e. 401K, Roth, and HSA, and is it doable to live on what's left?

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

So I finished my 3rd interview with a company and the TA specialist said they loved me but can’t meet me at my bottom line salary, however, I said I can negotiate and she said she’s going to speak with the decision makers and see if they’re okay with that. What does this mean? This is for a marketing specialist role. I’m asking for $70K bottom line

Need more people here!

Love this! I am a freelance writer and content marketer on the side. And, if anyone can tell me how to fit more hours in the day, I’ll take it!

Hello All,

Looking for opportunity in angular.
Exp: 5.9 Y
Please let me know if anybody can refer.

Hi, I have a HR discussion with EXL this week for the post of manager.

What should be the fixed pay I should be asking for?

Let’s talk about spiders. They’re EVERYWHERE at my place. Same for you or nah?

Hi all. I’m a ux designer at a small company and need to recruit a few people for usability testing. Our target demographic is people over the age of 35 who’ve been in leaderships positions. If you’re interested I’ll send the link- the test will take about 15-30 minutes and pays 20$. No human interaction required.

What are the list of criteria to be promoted to AD?

How is life after Atos and syntel merge?

I received offers from atos | Syntel
But office location which mention is syntel

How many people do you think each SPG/Marriott ambassador looks after?

What is Amazon Quantum ledger database??? Someone can explain in English?

What’s the general offshore integration at Accenture?

Has anyone one been in the interracial relationship(s)? How was your experience?

Any tips for digital marketers going from an agency role to in-house?

Any recommendations for good recruiting agencies in the Carolinas? Trying to find someone to help me navigate my potential lateral career options based on my experience and interests since I’ve been in litigation almost two years and it’s not for me and I will be relocating there.

How many of you are enabling BAs or other business users to handle low-code automation?

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

Are there any tax benefits from working from home?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Why doesn’t the fidelity app show after hour prices? I end up googling stocks to see what happens

Newbie backdoor questions:
I have a traditional 401k with pwc, want to do backdoor

1. Is the process: traditional 401k -> rollover to traditional IRA -> conversion to Roth IRA?

2. In any step of this process, will I incur a tax penalty due to age (I'm in my 20s)?

Any help greatly appreciated!

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

EY fish - any suggestions for options within our 401k if I want to pull out of FXAIX (S&P 500 Index) and cool my heels for a while? I like the idea of bonds or gold equivalent (or cash I guess) but not sure which option is best. Perhaps VIPIX?

Do you consider college savings funds as part of your net worth? I can see why you would but then your net worth would decrease pretty quickly once your kid(s) go to college.

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Been looking forward to the stock market to come back to earth for a long time. What should I buy

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Hey gang - I want to get more serious about my stock investments this year but don’t know where to start. Already maxing out my 401k and Roth. No debt.

What are your favorite/best resources for teaching myself how to build a strong long-term investment portfolio?

TDLR: Advice balancing $$ on luxuries now vs investing for fatFIRE

Early 30’s DINKs (for now), $700k+ combined. We’re pursuing fat-fire, saving 50%+, on track to 25x annual expenses in after tax brokerage by 45. Just bought a condo, want to invest in it to update/make it our’s. Price tag = $250k for upgrades on a $1mn condo. We’re struggling on how much is too much to spend now, vs the $250k that could just be invested. Any tips/advice/rule of thumb on splurging today vs saving for tomorrow?