Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

I am currently seeking a role in Consulting, my experience has been in in the intersection of Healthcare & Social Services in both the Private and NonProfit sector. I have a BA in Forensic Psych, an MPA, an MPhil in Public Policy and currently in the last leg of my PH.D in Public Policy with a specialization in Health Policy.

I would appreciate any advice anyone could give that might be helpful to help get my foot in the door.

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?

Please suggest me best SIP to invest

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

My landlord requested a $100/month increase in rent. I want to push back on that increase, given the uncertainty around corona virus effects. I need to re-sign by April 1st, if I wish to extend. (1/2)

Have about 1500 XRP bought at $0.21 - hold or sell for XLM?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Hi Fishes, I have recently joined Ericsson. What are yearly hikes and benefits I can expect? Please share your valuable feedback. Thanks in advance.@Ericsson

Losing motivation and drive as time goes on , and I’m only 27 . Nothing I’m passionate about and money just seems like it’s ever enough ($160k total comp) . I was lucky enough to be making that much at McK while solving social problems within education , Econ dev , and public health

However , social good isn’t pleasing my soul neither is the income . I’ve switched jobs to healthcare where I’m impacting people’s physical and mental health . Still no passion / drive

I feel lost / bored :(

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Hello Fishes - Got an offer from HCL (35L) and Atos (34L). Benefits will be near to same except permanent work from home in Atos due to my home location (Delhi) and HCL hybrid. Joining soon, Please suggest which one should I select Atos or HCL?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Hey guys, I am CA having post qualification experience of 2.5 years. My last one year experience has been with Deloitte USI as an audit senior associate. I am looking for work from home options. Preferred working areas are audit and direct taxation. Can anyone help.

Hi everyone. Can anybody let me know about the culture, work life balance, compensation growth and career growth at HDFC Ltd.

Hope everyone had a wonderful week! Share what you learned, for me I learned that there aren’t a lot of intellectual property laws protecting open source code for machine learning algorithms!

Any new joiners attending first impression call tomorrow.

Does anyone getting similar mail daily :Know Your IBM January'22 - Register Now ?

Hi, I am interviewing for a senior sap consultant role (MM / Procurement) at ACN and two firms of the Big4. What kind of technical questions should I expect? Thanks for your efforts!

This bowl is so dead y'all. Let's bring it to life 🎉 who's got fun plans this weekend?!

When should you be hitting the available code vs the g&a code?

Anyone have a recommendation of a production partner that can install Grand Opening signage packages for a national scale retailer?

Any book recommendations for soft skills at an agency/studio? For stuff like giving feedback, meetings, presentations, client interaction, etc.

Should I read too much into a quick response from an interviewer to my thank you email?

I have an H1b which I received in 2019 and was valid till august2021, due to covid I wasn't able to travel and then I switched to another firm last year in November. If I get visa transfer, will it provide me a validity back as I haven't used any on site time on that visa.

TIA

Would Publicis Sapient MC practice have exit ops at the same level as Big 4? Or is their brand name closer to Tier 2 strategy consulting firms and MBB?

Any one looking for job in SAP-IBP profile then please Dm me

There is an opportunity with in EY India.
Role will be SCon

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Mid year check in! Jan 1, 2021 someone posted asking what everyone’s net worth goals are. How’s everyone doing? My goal was 75k and it looks like at this rate I won’t reach it by EOY and I’m ok with that!

If I have a six year old and 150k in a 529, can I say I’m done?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Wish I listened to my roommate on Blue Apron. Up 115%

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Should I be putting my $ somewhere else other than my bank account to save for a house?

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Do you consider college savings funds as part of your net worth? I can see why you would but then your net worth would decrease pretty quickly once your kid(s) go to college.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Does anyone use Ameriprise for their Roth IRA? Anyone know of any funds you can buy in an account with them that don’t have trading fees?

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?