Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

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We have it, but it's under the institutional ticker. It is the fourth one under Core.

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Not Deloitte but happy to help if you screenshot your options. If you don’t have a total market option, a SP 500 index would be just as good. Maybe you don’t have VTSAX but have a fidelity total market fund, same thing.

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If you have large, medium, and small cap options in your 401k, then you can approximate VTI/VTSAX by allocating your contributions like this: 76% Large Cap, 18% Medium Cap, 6% Small Cap.

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Don’t split between them. Pick one or the other. They are about 80 percent the same thing. Total market is 80 percent sp 500 and 20 percent mid/small companies

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How should I split between the total stock market index versus 500 index? 75-25?

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