Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Not completely political but should baseball players be able to test daily while teachers and healthcare professional cannot

Article to support your option appreciated

Please tell me about the benefits of the Deloitte Corporate AmEx. Thanks!

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Have 20k, what’s a good small business to start with this fund? Serious question here

Is Carvana legit? I've never seen any reviews just a hundred commercials. I could google this but wanted to know if anyone in here sold through them successfully. Thinking of selling my Benz E350, 2013. Let me know.

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Which health insurance your company providing?

Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

Newbie here, can anyone here pls share their trading journey?

I joined EY this week. May i know whether are any good benefits to know during the first few months?

Thoughts on credit funds? Immediate start offer is tempting.

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

Currently I'm in a .net and sql server maintenance and operations project at a service company. I want to switch to a full stack developer position in a good product company. Besides honing my DSA, for skills, should I focus on MERN stack or pure .net development? I'm already familiar with MERN stack and .net core and have made small projects. But they are different and I would like to stick to one path and capitalize on it. Please help which one to choose- MERN or .NET?

Anyone dealt with a Christian parent who has been backsliding since the pandemic? Is this common? And how did you deal with it?

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

I have an idea for a website but don't know how to develop/code it. Any ideas on finding someone with the technical knowhow?

Is it generally common for Big 4 to try to get you to join a level lower?

Job offer - Marketing Program Manager $85k…national avg per Glassdoor and LinkedIn is $95-$102k…recruiter says offer is close to top of range and cant offer more to meet my researched info. Not sure what else to go back with or just accept.

Whether it’s via email or phone, HOW do you negotiate pay with a job offer?

For everyone in recovery, please reach out and stay in touch with your people. Isolation is a killer.

Thoughts about going back and forth between agency and in-house? Is it a good/bad idea? Is it even possible?

Hi friends, I am initially trained on .net and angular in my company and then randomly put to Automation Testing in project. Also they are not relieving me from the current project . Can I apply for other companies with my knowledge of .net and angular? YOE- 2 years.

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Hello, I have an interview scheduled for the position of Product Manager for Mumbai location. Could anyone please help me with details like culture/benefits and pay at ICICI?

Has anyone made a move from a “cushy” lifestyle to move to NYC? I’ve had a desire to move for a while but the logical part of my brain is holding back. Also insight into PwC NYM would be great!

Hello Everyone, What is it like to work as an "IT Research Specialist" at Ford Motor Company?

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One of the primary aims of the criminal justice reform movement is to help ex-convicts re-enter the workforce by sealing criminal records, and making it more difficult for employers to judge applicants based on criminal history. The idea is that people are redeemable and capable of reform. Yet the same movement thoroughly enjoys getting people fired and publicly shaming them for making arguments they find “offensive”. A rapist is capable of reform, but not someone who makes a dumb tweet. Got it.

Guys, what platform do you use to trade US stock?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Ally bank dropping rates again. CD a good choice?

So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Wish I listened to my roommate on Blue Apron. Up 115%

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?

When is the Bitcoin bubble going to pop?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

What are the best side hustles to do to especially if your hours are unpredictable while working in public accounting?

Thoughts on SoFi bank?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

How did you get up the courage to invest? I max out the annual allowable contribution amount for my 401K, but otherwise I’ve got everything in savings. I have no debt, just a bunch of excess cash I’m too scared to do anything with. I know this is irrational - I’m above the FDIC-insured amount and I’m also losing value to inflation. I’d like to get to a position where I have maybe 14 months’ expenses in cash and the rest in investments (probably low-fee index funds).

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?