My wife was laid off recently and is considering getting a temporary, lower paying job while looking for something more permanent. We have a good emergency fund and severance but she wants to have some income coming in. Are there any major downsides to her getting a temporary job in the interim?

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Sorry, that was too curt.

No, there are no downsides. In fact, the upside is that she's showing that she's not just sitting on her duff waiting for another job to find her. She's actively keeping her chops exercised, and her skills up to date (assuming this temp job is in her field). She is smart to do this.

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I highly doubt it. Her doing something at any level of her profession shows them that she didn't just sit around doing nothing but applying for jobs.

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Downside could be that she doesn’t have time to interview and find something at her level.

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That’s a concern but thinking it wouldn’t be a full time job.

Im surprised that nobody has brought this up already. Temporary employment could impact her unemployment benefits. I’m some situations getting a part time or temporary job can make the person ineligible for unemployment benefits and their take-home could end up being less than what they bring in from the temp job.

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That’s a good point. Her severance is several months so that makes unemployment less of a concern but is something to consider.

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I see no downside unless it's so taxing she can't look for something else while doing it. Unless she has some skill set she wants to learn for which she hasn't had the time, working is likely much better for her mental health than not working.

Being employed and getting job rejections is tough. Being unemployed and getting rejections can be demoralizing. Everytime I read a post on here saying they have been looking for over a year and running out of money, I think why didn't you let it get that far.

I would much rather tell an employer, I am not the kind of person to just sit around and do nothing while waiting for the right position. Taking this job, while a step back, gave me the flexibility to be decerning in selecting my next job.

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That was what we were thinking. It would generally look good. The biggest concern is that she gets labeled differently and gets lowballed when applying for the next job.

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Good point. Assuming her husband can add her to his health insurance for less than the difference. We don't know her severance package. But if unemployment is higher, she needs to consider that her paid job. Back in the day when unemployment was in weeks not months, working just e tended them

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Fortunately I can add her to my insurance for a pretty low cost

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Several come to mind. 1. Now’s a time when she can be focused on her health should she need rest. 2. She may face overqualification hurdles, and applying to these lower-paying jobs could be fruitless. 3. She might be digging her own grave by working for a firm that’s a stepping stone and then not having the bandwidth to fully prepare for a position that would be a step forward from her last. 4. She could be losing out on meaningful upskilling and networking opportunities.

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Why would being employed be a downside?

I guess I see it as what is more urgent…when I got laid off many years ago, I took the first thing I could find which was an hourly gig at H&R Block. Once I got a full-time offer at another firm, I just walked away from my my measly hourly gig. It didn’t prevent me from job searching or focusing on something better, but some income is better than no income 🤷🏼‍♂️

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No.

Is this an AI-generated question?

Yes the downside is that she'll be too busy and exhausted to look for another whole also having a full time job. Good luck

None. BUT, when she applies make sure she only discloses her highest, as many schmucks will try lowballing her.

No it is actually a great idea. If she can find one she should take it.

Let her work i take "low paying " gigs all the time while waiting for something that meets my minimum there's no harm in it she can manage her time and look for another job while working hold on to your emergency and severance you'll need something coming so you won't deplete it whwn her insurance runs out. Im single so she can still put a percentage of that paycheck away or use her paychecks to keep current on bills. My motto is I rather have it and not need it and need it and not have it . Most importantly there's no financial stress in your relationship

There can be some tax-related consequences if you file jointly and the gap between your incomes is significant. Check withholding for both and adjust as needed so you don’t end up with a crazy tax bill next spring. You might find it’s not worth it unless she just wants to do it to get out of the house.

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