Need to visit family in iceland. Jetblue is $650 r/t. Any tips on using / transferring points?

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A POEM: It's that time of the year, when archiving is near, only for the review points to magically disappear. #30daystoarchive #wewaituntilthelastday #stillgettingreviewpoints

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I know the usual advice for saving is emergency fund - 401k up to match - max IRA - max 401k - HSA?/personal brokerage. However, where does saving for a house deposit and car deposit (want used but only ~2-3 yrs old) fit in? I’m 26, 100k salary and have been trying to put away 3k per month into HYSA/emergency fund, was maxing 401k at ~$800 per pay period (lowered to $400 a month a few months ago since no firm match and would like to put $ into HYSA/house/car fund), and $500/month to max IRA.

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Where is the future home for principled, democratic conservatives? Do we think a new conservative party can build around the likes of Cheney, Romney and Kinzinger? How can they gain critical mass? From rewriting state election laws, to fomenting insurrection, to going to war with public health officials over COVID vaccines, the GQP are irredeemable at this point.

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