Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

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***This is absolutely not financial advice ***

Consider what jurisdiction you are likely to retire in and look at whether there are tax efficient ways to save for a pension there, eg capital gains free, or gross of income tax. Moving pensions between countries is a ballache so plan to avoid it if you can.

helpful

Continue to pay into an occupational pension in the € country I live in and let the non-€ pension pot I have grow. Maybe when I’m nearer to retirement I’ll come back to the problem but as far as I can tell there is little need to give someone money for a pepp when you’re under 50

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