Pros & cons for having a lifetime free hdfc credit card..?

I am not a person who shops a lot or who believes in loans and all... Is it good to opt for a credit card. Working at EY, HDFC provides a lifetime free credit card pls suggest.

Can someone share experience of No broker's relax plan? Will it worth to buy while flat hunting?

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Can someone help me understand the backdoor Roth IRA rules. I’ve read an article online but have a few questions (cont.)

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Combined net take-home £8000/month. Wanting to rent for £2300, with additional £300-400 in bills. Don’t want to buy as I will not be here for too long and fear brexit. Is that stretched?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Other than Airbnb, what is the best way to find month to month rental options?

Calling all Loan Originators!!! I've been in the mortgage industry for 5 years now (3 years as a Realtor, 2 as a loan originator).

Last years rates, anyone could have done well. You didn't have to sell a mortgage, people just applied.

With the market where it is today, what are some of you doing to counter the "rates are too high" comment from buyers?

I've gone back to my SOI and have been getting some deals and referrals to keep me afloat but would love to hear some of your Best Practices.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Any Chicago 🐠 buy their first place in the city? I’m 1-1.5 years away from buying a condo here. How long did the process take you? What do you think a comfortable price is for 2Bed/2Bath? Continue:

Dyscalculia-c here, so request no judgement on question. If I have 10k in 401kA and 20kin 401k2 , will I make more in growth if I combine them into a single 401k? A friend was trying to push this logic but it’s beyond me.

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

P&T moving to cohort. Thoughts …

Hi All,

I'm facing error as "employee ID is not available in BGSW user list" while registering in associate arena app.

Please let me know how to fix this error.

Thanks in Advance.

I just got promoted at A.con level and when my manager asked me salary expectations I told very less pay wherein as per industry standards it is quite high. Would I get salary as per industry standards or as what I expected?

Hello Fishes,
I am currently interviewing at EY GDS and HR discussion is done.
But the HR is saying they can offer only 36% hike.
YOE: 6
CCTC : 12 LPA fixed.

How should I proceed with this.

"Can you make it feel more like blueberries taste?" ACCOUNT TO CREATIVE

Any advice from someone who’s quit consulting without a job (or school) lined up? I’m kinda miserable at my job and know I want to leave soon, but working non-stop makes it difficult to truly assess my next step. I want a little space, especially because I have no interest in going to another consulting firm or FAANG, but I don’t want to sacrifice job or school prospects for a gap.
Context: recently promoted, high-performing SC at 2 year mark; I know Deloitte offers LOA, but can I swing that?

What do you do in between meetings where you don't have enough time to get anything done but it's like too much time to do nothing.

Anybody have experience with Bain data ventures? Interviewing with the team next week. 

I have submitted the BGV details on the link shared by HR.
When can I expect the salary discussion with HRs?
Are they really listen about the salary we are asking.
How long will it take to get the offer letter from now?

Yall think I should trade Odell & Barkley for Brandin Cooks and Darrell Henderson?

Hi all,

What's metamorphizant session? Can anyone explain what exactly the purpose of this session?

Hi Fishes.. i got offer letter from Infosys they didn't mention the annual CTC instead they mentioned it in monthly basis.. is it how Infosys share offer letter.. also i informed they my LWD is 20may but they gave joining date as 20 June.. how can i request them to change it to 23 or 24 th may... They have not mentioned about the JB they mentioned over call.. whom can i speak about these queries.. also does Infosys called back employes to office how the joining process would be??.. TIA...

I had accepted Infosys offer letter over launchpad didnot join that time will infy blocklist me to join in future? @

I feel like I die a little inside every time someone cites Wikipedia instead of actual research

How do you decide the author order in publications?

Hi guys, it's been 4 weeks since i joined GDS , I was assigned a POC task, in which I worked for a few days but now its on hold.

Could someone help me know what's avg bench time or how to get projects here, who should I contact(other then counsellor) or if there's any internal portal to apply for open positions in a project?

Thanks

Is senior 2 and senior consultant the same in ey gds for data analytics dept?

What is the hike percentage expected with almost always feedback with promotion to senior consultant and without promotion and the bonus percentage tech consulting service line

Please help and guide ... It's urgent

Nearly 9 yoe 24 lpa fix offer from gds( data engineer), excluding gratuity
Is this salary good or not so good? Hr did not agree to extend more than this saying its the max they can provide for rank 42, location kolkata

Hi fishes ,

Off topic post .

I am in need of a ergonomic chair as my neck and back is paining a lot , currently I use plastic chair 😅😅.

Can anyone recommend best ergonomic chair which you are using under 20k with good neck and back support ?

What is the experience required to become senior manager in US taxation

Anyone who joined after March’22 who got the VPB letter?

Hello fishes,

Please help i am Lead associate at 7 LPA CTC. Can I expect 10 LPA CTC in my next cycle progression/promotion.

Please help experience person.

Thank you

Can we expect a permanent wfh option?

For the past month, while I'm booked for 45 hrs, I'm only getting work of around 2-3 hrs from the onshore.
Should I raise this issue and if yes, to whom?
(It's my 5th month at gds)

EY India or EY Gds ?.In t@erms of job security, recognition, pay and perks?

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

I joined in Nov “22 in Tech consulting.
How much yearly hike i can expect next year?

Would ey gds renegotiate the package with just few days of joining..?

For those who joined in December month, did you guys attend the new hire orientation meeting from the office or virtually ?.

Anyone from CBS ET here? The management is so toxic and pathetic. I want to resign without even having a backup offer. Too scared to take such a step owing to financial responsibilities.
Not able to bear with their shitty attitude.

If i am a fresher in cognizant and worked for 2 months and have got better opportunity can I abscond from same as the other company is asking to join immediately

Any one here who is serving notice period in EY and got hike letter