Question for those that have paid off mortgage early:

I will have enough liquid between brokerage and HYSA by mid next year to pay off the rental mortgage (6.2%). Would start to generate an additional 1.5k each month which about an 8% return on total remaining mortgage. For those who have paid off early, any considerations, regrets? Would be able to use this extra cash to start contributing back to personal brokerage. 28 YO so have some time to build that back up

I am looking for a referral for a job in Pfizer. I am a Pharmacist with many years of Pharmacy and Business experience. I am also in the process of starting my MBA. I would appreciate the help greatly as I have applied to other Pharma positions without referrals and not had much success this way. Any help will be greatly appreciated.

I am a fresher CA working in a Big 4 in Ahmedabad since last 7 months. I think the pay is very less around 8.5 lakhs. Where to look for high paying jobs in Ahmedabad?

Got a call for Jamaica location, QA role.
It’s through some Indian consultancy. They would pay in INR (2.5 lakh per month) .
Is that good to go and survive in Jamaica. Accommodation would be from consultancy.

Just lateraled to another big law firm, starting in a couple of weeks. Firm extended WFH until at least Oct. Any tips for starting new job remotely/connecting with people? Should I still ask to go to the office just to see what it looks like...?

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

Dear first years,

When my door is closed, I am in the middle of something and trying to focus. Please stop knocking and letting yourself in to chat. I want to help you, I really do, but if my door is closed it means I am not able to help you right this second. I promise that my door will be open when I am available to do so.

Signed,
An overwhelmed second year

Edit: any advice on how to say this IRL without crushing their spirits?

LTI or EY GDS
OFFERED SALARY SAME

What’s the most entertaining (in a good or bad way) thing you’ve ever witnessed at a firm outing or holiday party?

Moving to Bay Area from NY, office in Sunnyvale. Good places to find apartments when you dont have a car and can walk down to places to eat, coffee etc. Any insights will be helpful. Thanks!

Let's post salaries, I'll go first senior 2 ITS 83k big 4

Oak park vs. Evanston - thoughts?

Looking to make friends near Lincoln Square! 30M. Into chill things to light activity, e.g., going to the movies, archery, escape rooms, etc.

That guy who posted the backpacks post got ratio’d in to oblivion and deleted his post.

Glad to see cool heads prevail

Hi all, Can someone help with interview questions with the Information Security Auditor role? Please

Hi, What all client Wipro has in iDEAS D&C in wealth management and what all are good wrt learning and work life balance ? Thanks

What is the salary structure of KPMG India?

Beside toastmasters, what are other ways to improve communication and public speaking skills? Books, podcasts...?

Best consulting firms for work-life balance? I know consulting is chaotic in nature, but just curious to see which ones are the best in dealing with this?

Anyone here from NYC? Be cool if there was a meetup.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Do you count your car as part of your NW on Mint/other trackers?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Anyone know of a good cross-border US/UK financial fiduciary?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??