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Why 2k on food? That seems to be the place for adjusting.
I should’ve been clearer. Food & etc. = groceries, restaurants/deliveries, transportation, clothes
+1 on the Food and Misc budget
But also if you’re splitting utilities, that should come out to $250 max unless you’re including building service fees or amenity fees. What subscriptions do you have? Things could be cut there potentially.
You added annual subscriptions to a monthly budget? Pro rate it and that decreases your monthly expenditure.
P.S. I’m sharing rent with my SO
Mentor
Both the utilities and subscriptions and food seem really high.
$5k a year is about what I spend for utilities and subscriptions and have - 2k square foot house to heat/cool in the northeast.
$1k covers us for food and household items for two adults and a toddler.
I would say pull back on the food & misc. until you finish paying off your student loans.
For reference I’m at about twice your take home with no debt and spend almost $2,000 on just going out and groceries/mo. Not sure what all you’re including in miscellaneous but I also save/invest about $4-5k/mo.
Plus again on food and utilities. If you are splitting, you must have every possible subscription there is, or I should assume not splitting cause 1k/month is wild amount for that