Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

Currently living in NJ but working in the NYC office. I pay NY state tax. If i change my home office to NJ will there be a tax implication?

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

A friend of mine works with TCS as an Analyst, his base location is Bengaluru but he is been working from his hometown in Lucknow since the first COVID lockdown. Now he is being asked by his team to work from Ahmedabad, where his direct supervisor (manager) is working from. In this case, according to TCS talent policies, what is the procedure and the benefits that he can avail, as part of project initiated relocation? Also, how long it takes to get base location changed through HR in TCS?

Taxpayers are abused the most in this country across the globe. It’s frustrating to see that only 1.5% of Indian population pay direct income tax, still govt. is milking them like anything and unable to do anything for these taxpayers. I’m paying 1 lakh tax every month, and what’s my return, 🔔🔔🔔,

If a tax payer loses his job , govt. is not even paying even few thousands for unemployment allowance, who have been paying lacs to government as tax. What’s your thoughts on Indian taxation?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

To the struggling healthcare student. It’s okay to struggle and not know stuff. Sincerely your friendly neighborhood physical therapist.

Do Optum offers some relocation benefits. Like inital days staying at some guest house/hotels.?
If yes then to whom we have to reach out?

Does anyone know of any part time positions in healthcare? Wanted to get into medical sales. I have a ton of time outside of work so I figured it could be a good opportunity to make some extra cha-ching

I am expecting an offer from Master Card for Senior Software Engineer position in O Fallon MO. Please let me know what kind of base salary I can expect with 11 yrs experience . I don’t wanna undersell but also trying to avoid being aggressive but quote a decent number which will be achievable. Any suggestions will be appreciated. Is 125k $ base a fair value for or I can pitch higher? They have a 15 to 20 % bonus on top of base pay and a 10% match on 401k which the recruiter keep highlighting.

Does anyone know about the difference between PepsiCo GBS and India holdings?

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

If I am searching for an external audit position as a senior associate in public accounting particularly in the healthcare industry what is a competitive wage? Currently I am 1 year in as a senior associate at a top 5 firm and making less than 80k. I do not have my CPA yet but working at it. I have 3 exams left to pass.

At what investment size should you typically start using fee only financial advisors?

Healthcare Consulting/Consultant referral? Medical doctor, experienced in data collection, advanced statistical analysis, leadership skills, communication skills. Looking for a job in New York.

Anyone transition from healthcare to legal sector? I reached out to a recruiter because I’m looking to make that transition from healthcare administrative to a legal project coordinator. What are some transferable skills and goals I can best illustrate to recruiters and hiring managers?

Is fishbowl only available on the US App Store?

Does anybody here do any side work for extra income using their data expertise? I would love ideas that I could do from ~5-15 hours a week. Tutoring is the only thing that comes to mind immediately. Thanks in advance!

I have 5 YOE in Analytics... always thought I wanted to be a DS, but every job (even the junior ones) required experience in ML development. Though I am part of the ML project, I'm not the person develop the model. And I have a hard time when the interviewer ask about how I develop the model and what hyperparameters I tuned. I know the thought process and stuff but 'I' wasn't the one who did that part in the project. How to convince them that I could do the job without taking credit of others.

Good morning, hope everyone is having a great week! Does anyone have any advice on breaking into an analyst role? I am currently a Senior Customer Success Manager, with a background in Operations/Process and Project Management as well. I have always enjoyed the analysis pieces of my roles and would love to expand my skills to show how qualified for a position in data analytics. Thank you in advance for the help!

It’s snowing today and I’m not ready for it, mentally at least.

Asking for advice- I’ve realized consulting is not the path for me long term and have had plans to quit. I’m currently staffed on a project alone and feel lost as I don’t have much experience in this line of work. Deadline is approaching and I have voiced my concerns to finish in time. Manager is still reviewing my work and the turnaround time to make revisions and finish phase 2 work seems unlikely within a few days. Is it unreasonable to ask for another resource to help finish?

What does these bands mean in EXL? (A,A2,B,C)

Hello everyone,
Is there anyway to get help for devops assignment

Which MBA programs does Deloitte consider for mba vs non mba salary? (Not all mbas are created equal)

I am looking at earning certifications to make a transition to cloud consulting next year. What are good certifications to have? I have access to udemy. Should I look to get a few in azure, aws, google etc. or get a lot in one of them.

What are thoughts on leaving in January?

This is not my wheelhouse so I’m not sure of the answer. If someone is writing a “memoir” and is including me in it, and I DONT want to be in the book, do I have any legal recourse? I understand since it’s been published it doesn’t meet any invasion of privacy or potential defamation yet, but is there something I can do preliminarily to protect myself and stop my inclusion?

What’s the difference between PwC consulting and Strategy& (or EY/EY-P) in terms of both work and compensation? Some places I see them split and others they’re lumped together, and I’m confused what’s the functional difference.

Do referrals help much at places like Ares, Bain Cap, KKR, Apollo, etc?

Is it just me, or is it getting crazier out there?

Where online can you invest in rental properties/real estate as a non-accredited investor?

Has anyone bought a house in pre foreclosure for investments? How do you assume possession of their loan? Do you have to go to the bank and qualify for it or just sign? Also, is there a way to see how much in fees and backed mortgage they owe?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

Can FIRE be implemented in a high inflationary, modest gdp/capita country like India?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

What do you want to do when you reach FI?

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Have 20k, what’s a good small business to start with this fund? Serious question here

Thoughts on staking crypto? What’s the safest way.

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.